Wednesday, September 24, 2025

From Spending to Growing: Unlock Smarter Money Moves with Maya

 Let’s be real: Money these days feels like it disappears the second it hits your account. Prices keep climbing, bills never take a break, and that dream trip? Always just a little out of reach. If you’re already grinding this hard for every peso, it’s only fair your money hustles just as hard for you.

That’s where Maya, the #1 Digital Bank in the Philippines, changes the game. Unlike the small returns you get from other banks, Maya Savings gives you one of the highest rates with up to 15% per annum. You only need to use Maya for your daily transactions. That’s your money multiplying faster than your weekend plans stack up.

You can even get extra intentional with your finances by setting up to five Maya Personal Goals accounts. Each one earns 4% p.a. from the get-go, and the rate grows every time you add ₱20,000—going up to 8% p.a. on deposits up to ₱100,000. Whether it’s for travel, concert, or a rainy-day fund, every peso you tuck away is clocking in overtime. And if guaranteed returns are more your style, Maya Time Deposit Plus has you covered. You can lock in your money for 3, 6, 12 months with rates as high as 6% p.a. on deposits of up to ₱1 million per Time Deposit Plus account, and with up to 5 accounts, that’s as much as ₱5 million in total interest-earning deposits. The best part? Unlike traditional time deposits, you can keep adding funds anytime, even after reaching your target amount. It’s the ultimate “set it and forget it” way to grow your money with peace of mind.

And here’s the plot twist: growing your money doesn’t stop when you save, it happens when you spend, too. With the Maya Black Credit Card, every swipe earns you Maya Miles. Your morning latte, that spontaneous online checkout, even your flights themselves all turn into future travel, dining, and shopping wins.

If you’re a Landers loyalist, the Maya Landers Cashback Everywhere Credit Card is your ultimate cheat code. Imagine 5% cashback at Landers, 2% on dining, and 1% everywhere else. Whether it’s groceries, date nights, or little splurges, you’re always getting something back.

The truth is, not everyone gets handed financial advantages, but that doesn’t mean you can’t build your own. With Maya’s powerful savings and rewarding credit cards, your money isn’t just safe, it’s stretching, multiplying, and hustling right alongside you.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated.Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

 

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