A game-changing opportunity for tech-forward professionals with AXA Prime

The pandemic has led businesses and consumers to embrace digital transformation, creating potential opportunities for professionals in the tech world. For those who are looking to make great strides in their career, it’s important to work with the best digital innovations, find a supportive work culture, and have a purpose in mind. 

 

If you have found yourself in need of a career boost with the desire to help other people, AXA, one of the country’s leading insurance providers, launches AXA Prime, an elite program to help professionals become the next generation of confident and empowered financial advisors and leaders.

 

“We recognize technology as a critical component for business success, especially during the pandemic. AXA Prime can provide professionals with the resources to hone their skills to meet the demands of a changing technology environment, as well as help them achieve their career goals,” said Rahul Hora, AXA Philippines President and CEO.

With AXA Prime, professionals will have an opportunity to broaden their knowledge in new tech innovations that they can utilize in their careers through AXA’s advanced and specialized digital tools and training programs, such as AXA Virtual Assist (AVA) that enables financial advisors to protect more individuals and families nationwide, as well as the Emma by AXA PH app, which was hailed mobile app of the year at the Insurance Asia Awards 2021.

 

AXA Prime also enables you to have your own personalized micro website with My AXA Pages to help you market yourself better and expand your reach. On top of that, you can also improve your skills and sustain a good performance with the AXA Prime Development Center, which offers training sessions based on your level and program.

As an AXA Prime member, you will be exposed to diverse and long-term career opportunities, helping you achieve your goals.

 

Moreover, you will be guided by success-driven and like-minded mentors and members and will have an opportunity to represent a leading global insurance company with innovative insurance, investment, and health protection products.

 

During these trying times where nothing is certain, it’s always good to put your best foot forward when it comes to reaching your potential as a professional while helping transform other people’s lives.

 

To join AXA Prime, visit https://bit.ly/AXAPrimeTechnology. 

Learn about responsible investing in the online webinar, The Road to Net-Zero

Learn about responsible investing in the online webinar, The Road to Net-Zero on October 25, 4:00PM.

 

 

Responsible investing is a strategy and practice of incorporating environmental, social and governance (ESG) factors in one's investment decisions. It can yield better results in the long run, not just for the investor, but also for the community at large.

 

One of the companies that believes this is AXA, a leading global insurance brand. In recent years, the insurance company has developed a philosophy of ‘responsible investing is also good investing’ as part of its efforts to mitigate the effects of climate change.

 

The benefits of responsible investing were covered in “From All in to All Clean,” a recent webinar organized by AXA in partnership with the European Chamber of Commerce of the Philippines (ECCP). The webinar featured the Chief Investment Officers of AXA’s global asset managers, AXA Investment Managers (AXA IM) and Architas, who shared their experience in transitioning to a responsible investment approach and the environmental, social and governance (ESG) factors they consider in their manager and fund selection process.

 

Chris Iggo, Chief Investment Officer of AXA IM, said: "We want to invest in companies and in all kinds of different assets that not only deliver a good financial return but also, through their operations, are beneficial to society and to the environment. To us, responsible investing is also good investing. It’s not an additional service but at the core of what we do.”

 

Responsible investing is part of AXA’s global sustainability strategy that is built around climate action and inclusive protection. AXA assesses the impact of its sustainability strategy in three key areas: as an insurer, as an organisation, and as an investor.

 

As an investor, AXA has committed to reaching €25 billion of assets in green investments by 2023 and to decreasing the carbon footprint of its general account assets by 20% by 2025. Its asset managers practice an exclusions-based approach, where certain companies or sectors cannot be held in portfolios, and integrate ESG considerations in their investment processes. AXA has also developed a proprietary ESG research and scoring methodology, which has been applied to over 9,000 partner companies in its database.

 

“For us, ESG is a criteria that we believe enhances returns,” explained Jaime Arguelles, Architas’ Chief Investment Officer. “We believe that it is essential for us managers to have this integration right now to influence good behavior, and work towards climate change and other criteria of ESG areas.”

 

“From All In To All Clean: How your investments can support sustainable development and climate action” is the second of a three-part webinar series that will run untilOctober.Through the webinars, AXA and the ECCP hope to provide an informative responsible investment platform where local investors can equip themselves with the knowledge needed to become more responsible in their investment decisions and for fund managers to effectively guide them through the whole process.

 

The third webinar, “The Road to Net Zero: A look inside China’s quest to champion climate action” will be held on October 25 at 4pm. For the full schedule and to register for the responsible investing webinars, visit the ECCP website at https://www.eccp.com.  More information can also be found on the AXA Philippines Facebook page or by visiting the AXA Philippines website at https://bit.ly/AXAECCP_Oct.

 

For more information on responsible investing topics, check out AXA IMat https://www.axa-im.com/responsible-investing and Architas athttps://www.architas.com/responsible-investing/.

 

Cebu Pacific and AXA Philippines celebrate first anniversary of CEB Health Protect

The Philippines’ leading airline, Cebu Pacific (PSE: CEB), extends to the public the chance  to get a free life and personal accident insurance coverage as it celebrates the first anniversary of the launch of CEB Health Protect, in partnership with one of the country’s leading insurance companies, AXA Philippines.

The promo is open to all and not just to passengers. All juan has to do is sign-up and reserve a slot via: https://bit.ly/CEBxAXAAnniv. The special promo covers three months, worth PHP 25,000 for life insurance, and PHP 25,000 for personal accident insurance. 

“We thank everyJuan for their continuous support and as we celebrate this milestone, we are happy to also extend this special promo for all of you,” said Candice Iyog, CEB vice-president for marketing and customer experience.   

Back in September 2020, CEB was the first to offer non-travel insurance products in the Philippine aviation industry, starting with the CEB Health Protect. This expansion of products is in line with the airline’s goal to provide for needs of the Filipinos during this time, spanning across concerns related to safety and security. 

“As we continue to weather this pandemic, we make sure the welfare of our passengers is always top of mind. Our commitment to ensure a safe and convenient journey for everyJuan remains, more so now as we want to keep addressing needs that cover beyond travel,” added Iyog. 

“AXA is honored to be celebrating this milestone with Cebu Pacific as we uphold our commitment to help everyJuan protect what matters most to them, including their health,” says AXA Philippines President and CEO Rahul Hora.

The CEB Health Protect provides coverage for top three critical conditions, namely cancer, stroke, and heart attack. It also provides insurance benefits of up to P2 million, allowing the insured to receive up to 20% coverage for nine (9) minor critical conditions. Insured individuals can tailor fit the insurance coverage according to their personal needs and budget, with coverage available for as low as P535 monthly (for a 20-year-old, with P1 million coverage), along with flexible payment terms  which is renewable up to age 75.  

Selecting and purchasing your very own CEB Health Protect can conveniently be done online, as easy as booking and managing your Cebu Pacific flights.  This will be readily available on the CEB website – once clicked, customers will be redirected to AXA’s website for easier fulfillment of their selected insurance package. 

CEB Health Protect is the first of a number of products under this suite of lifestyle insurance packages. The rest of the offerings will be launched in the coming months.

For more information, visit www.cebupacificair.com.

Make health and wealth your ultimate legacy this holiday season Inbox

You’ve spent your entire life building a stable financial future for your family. But when the pandemic happened, it heightened the importance of good health so you can live long enough to enjoy a worry-free future with your family. Suddenly, your priority isn’t only securing your assets but also staying healthy to get through the bad days, and living the good days with the ones you love.

This season of gift-giving, let your good health and wealth be your greatest gift and legacy for your family. To help you achieve this, AXA Philippines, one of the country’s leading insurers, offers you the best-in-class solutions with its products, Asset Master and Global Health Access, and a value-added service, Preferred Consultation and Care.

AXA Asset Master offers wealth solutions to ensure your family continues living well long after you have passed or in case of your untimely demise. This insurance-investment plan helps preserve your estate with tax-exempt insurance proceeds and allows seamless transfer of estate with immediate release of insurance proceeds. It also comes with a guaranteed death benefit of 125 percent of the initial investment. Furthermore, you can build a diverse global portfolio with access to a variety of high-performing funds worldwide. 

 

You can also have the best-in-class health care possible with AXA Global Health Access. With comprehensive worldwide medical coverage of up to P175M annually, this best-in-class health product gives you the option to choose your doctor, even outside AXA’s network of partners. It offers full-spectrum coverage from common illnesses to life-threatening pandemic illnesses. Global Health Access features also include cashless transactions in over 1,400 hospitals and clinics in the Philippines and over 9,000 worldwide, allowing for a more convenient and accessible use. 

 

AXA also offers Preferred Consultation and Care, a value-added service for select AXA customers. Preferred Consultation and Care helps you make informed decisions in case of diagnosis of cancer or heart disease with the expert advice of Harvard-affiliated doctors. It also comes with a Personal Care manager who can help you navigate your treatment journey.  

 

Reinforce the wealth you have built with protection from health-related financial setbacks with these products and service from AXA. To know more about AXA Philippines, visit https://www.axa.com.ph.

 

 

AXA offers teleconsultation service to support pandemic response efforts

The COVID-19 pandemic has brought on the reemergence of digital healthcare where patients and doctors communicate and hold remote medical consultations by telephone or by video link.

To foster better health outcomes, AXA is offering free teleconsultation to approximately 6.5 million people in Asia, including under-served patients in remote, rural areas with limited health care access.

In the Philippines, AXA, one of the country's leading insurers, is providing its customers easy and convenient access to health care services amid the crisis by offering medical teleconsultation service through one of its health partners MyPocketDoctor, the first telemedicine app in the country that allows people to consult with a medical doctor from the safety of their own homes.

"To give our policyholders access to quality healthcare while in quarantine, we are offering them this teleconsultation service to make sure they still get the care that they need without exposing themselves to other health risks," said AXA Philippines president and CEO Rahul Hora.

Providing 24/7 access to medical consultations, MyPocketDoctor is accessible anytime, anywhere as long as you have a smartphone. Simply download the MyPocketDoctor app from the Google Play or App Store only and register using your e-mail address and mobile number. Once registration is complete, you can have your virtual medical consultation by a simple tap of a button.

Teleconsultation via MyPocketDoctor is available as free service to policyholders of AXA health plans (Health Max, Health Start, and Global Health Access). From now until May 15, 2020, AXA is also giving a free one-time access to teleconsultation to its life insurance (non-health) policyholders and select general insurance customers.

To learn more, visit https://axa.com.ph/multimedia/articles/axa-as-a-health-partner.

AXA extends payment deadline and coverage for COVID-19

AXA Philippines, one of the country’s leading insurance providers, is extending deadlines for payments due within the enhanced community quarantine and expanding insurance coverage related to the novel coronavirus (COVID-19).

“This is our way of helping our customers cope with the current situation. While on quarantine, we want them to stay in their homes, be healthy, and stay safe as much as possible,” says Rahul Hora, AXA Philippines president and chief executive officer.

AXA is extending its payment grace period from 31 days to 60 days for policies due from February 15 to April 30, 2020 for all health and life insurance policies (individual and group).

In addition, AXA Global Health Access policies will cover treatments and hospitalizations related to COVID-19 until June 30, 2020 (subject to the customer’s plan coverage). Compulsory quarantine-related medical expenses will also be covered if the insured is eventually confirmed to be infected with COVID-19.

Moreover, benefits of select AXA insurance products will be paid out whether related to COVID-19 or not. These include Health Max, Health Exentials, and Health Start; Shield Rider, Critical Conditions Rider and Group Critical Illness policies and the Care Rider, Daily Hospital Income benefit under Health Exentials and Group Daily Hospital Income (DHI)  policies.

For Smart Traveller, all travel insurance policies bought before March 11, 2020 will be covered for trip cancellation or postponement due to COVID-19. For all AXA policies with life insurance coverage (individual and group policies), death benefits resulting from COVID-19 will be covered.

AXA is also continuing the services which are done in partnership with its health partners.  These services are made available to all of AXA’s life and health insurance policyholders for a limited time. With the risks that going to a hospital during the COVID-19 quarantine may entail, AXA customers may avail of medical consultations in the comfort of their own homes through accessing our health partner’s MyPocketDoctor app. With the app, policyholders have access to free 24/7 teleconsultation with a doctor for a limited period.

Through its other health partner, AIDE, customers may also have medical treatment at home and Php200 off on select healthcare servicesonce they download the AIDE app.

For customers who wish to still pay their premiums on time, payment can be made through various convenient AXA payment channels: credit card and bills payment through online banking or mobile apps (Bancnet, PSBank, Metrobank, BPI, BDO, PNB, Landbank, Union Bank, GCash, and Cliqq for individual life insurance policies and PSBank, Metrobank and Paymaya for general insurance policies).

For those who need to file for claims, customers may do so online. For life insurance policies, submit scanned copies of your documents for life claims and policy benefits to life.claims@axa.com.ph. To download forms and to check requirements, please visit www.axa.com.ph/self-service. 

To keep updated on customer advisories, visit www.axa.com.ph or talk to an agent at (02) 8581 5292 from Monday to Friday at 8am to 5pm. Customers may also e-mail customer.service@axa.com.ph.

Preserve your business legacy with AXA’s Asset Master

Owning a business is not a walk in the park – you have to be on top of your operations 24/7, you constantly have to make crucial business decisions, and you have employees who rely on you for their livelihood. 

AXA Philippines’ Asset Master as keyman insurance is designed to ensure business continuity and smooth transition with the availability of funds from insurance proceeds in case of the loss of a key person. 





But what will happen in case of the untimely demise of a key employee? A new executive will have to take over. But it may take months before you could find a suitable replacement, and a temporary loss of profit could happen. To make matters worse, other key contributors might resign when they sense a possible slump, and your creditors and investors may lose a little confidence.

To help companies prepare for this scenario, AXA, one of the leading insurance companies in the country, introduces Asset Master as keyman insurance. As keyman insurance, Asset Master is designed to ensure business continuity and smooth transition with the availability of funds from insurance proceeds in case of the loss of a key person.  

“Accidents and critical illnesses, which can potentially lead to untimely demise, are a reality of life. As a business owner, the most important legacy he/she can leave his/her company is to keep it afloat and successful. AXA aims to be the company’s partner every step of the way through Asset Master as keyman insurance,” says AXA Philippines president and CEO Rahul Hora.  

This single-pay, investment-linked insurance plan allows you to maintain smooth business operations with 125% guaranteed life insurance coverage of your one-time payment, which can be used to cover the loss of profit, recruit and train the keyman successor, and sustain good credit rating. 

Asset Master as keyman insurance also allows you to diversify your investment portfolio with access to globally diverse funds. Its investment funds are tailored to suit your risk profile while giving your portfolio a global exposure.

Lastly, it supports business growth by allocating investment gains to expand and upgrade facilities via partial withdrawal while maintaining the insurance coverage of the keyman.

Preserve your business legacy with the AXA Asset Master. To know more, talk to an AXA financial advisor by visiting the nearest Metrobank, PSBank or AXA branch, or email customer.service@axa.com.ph.

Camille Prats on Moving On, and Being Prepared for Life’s Emergencies

Camille Prats on moving on, and being prepared for life’s emergencies

For a lot of her fans, Camille Prats will always be Sara, Ang Munting Prinsesa. She grew up in front of our TV screens and we witnessed her turn from a cute little girl, a vivacious teenager, to one of our versatile young actresses.

Success came quite early for Camille, and so did love, but unfortunately Camille also had to endure the pain of losing her husband at a young age.

Camille Prats married her then boyfriend Anthony Linsangan in  civil rites on January 5, 2008. After 2 years, a church wedding followed on March 5, 2010. They dreamt of having 3 to 4 kids. Their union blessed them with 1 baby boy Nathaniel Caesar.

On June of 2010 Anthony felt a lymph node on his left ear, he underwent CT Scan and was ruled out of cancer and took antibiotics. On September 2010, after experiencing pain, he again underwent CT Scan and a biopsy was performed and this time around he was diagnosed of Stage 4 Nasopharyngeal cancer.

He underwent 30 sessions of radiation and chemotherapy every week for 6 weeks. Anthony stopped working due to medication and and body malaise, and Camille had no choice but to lessen her showbiz commitments to take care of her husband. He was advised on PET Scan and his nasopharyngeal cancer metastasized to bone and liver cancer. He was too tired to move on , cannot eat anymore, had patches for pain reliever, and became so weak .

On June 2011 his blood pressure was dropping down. August of 2011, the hospital staff made Camille signed a waiver. On the same year September 2011 Anthony Linsangan just 30-years-old passed away .

Camille, shared the story in front of media guests at a recent gathering sponsored by AXA at Ascott Makati Hotel.

She said  Anthony was too young to die, and did not have an inkling that it was cancer then, when Anthony had colds, they self medicated themselves, when Anthony had a fever, he would took Paracetamol and antibiotics. They never had a proper check up to the doctor. She thought it may be due to the food he ate or because he lacked exercise and advised the audience  to consult their doctors instead of relying on self medications.

It was a good thing that Anthony’s family helped them with the financial needs within a year of medication, unlike a lot of Filipinos who face the same predicament unprepared.

AXA urges financial preparedness for critical illnesses, other medical emergencies

According to statistics from the Department of Health (DOH), non-communicable diseases (NCDs) or lifestyle diseases such as heart attack or heart failure, stroke, and cancer are the top 3 leading causes of death among Filipinos.

Digging deeper into the numbers, it is reported that more than 276 Filipinos die of heart disease on a daily basis. Moreover, 9 people are diagnosed with cancer every hour, and 142 Filipinos die from cancer every day. At least one Filipino suffers from stroke every 9 minutes; for those who survive, they have a 75% chance of becoming permanently disabled.

While there may be increasing public awareness to preventing these diseases through diet and exercise, little is done to raise awareness for Filipinos to prepare financially for the impact of having any of these lifestyle diseases.

The cost for heart by-pass surgery, chemotherapy, or brain surgery ranges from P500,000 to as much as P1,000,000, an amount that most regular health plans cannot cover. Moreover, it is estimated that medical costs are expected to double in the next 10 years — a rate much higher than economic inflation.

That is why AXA Philippines, one of the country’s largest and fastest growing life insurance companies, is helping Filipinos prepare for the threat of future major medical emergencies by launching three (3) new products that provide adequate coverage to Filipinos when they face a critical illness.

“We want to give customers what they need,” says Rien Hermans,   President and CEO of AXA Philippines. “With the health trends in the Philippines and in most countries today, the risk of developing a critical illness is now higher than ever. Therefore, people should be protecting themselves from the financial impact of being diagnosed with a critical illness.”

“Each of our three products are individually designed to address the needs, said Amor Balagtas, Chief Marketing Officer of AXA Philippines.

Health Exentials is a simple, all-in-one health and protection plan that gives the greatest value at an affordable price. For as low as P59/day, customers can get P5.5 million worth of comprehensive benefits, which include a critical conditions benefit, total & permanent disability benefit, daily hospitalization income benefit, a one-time surgical benefit, and a maturity cash benefit. Health Exentials premiums can be as low as only P1,140 a month or P39/day.

Health Max provides maximum lifetime coverage as it gives medical benefits until age 100. It also has the widest coverage of illnesses in the market today, covering 56 major medical conditions and 18 minor illnesses. Early stage cancer diagnosis and angioplasty, not normally covered by other health plans, are included in Health Max. It also has higher medical benefits of up to P10 million, as well as a special Advanced Health Fund that starts at age 70, which can be used for various medicines and treatments most common at that age.

SME ProteXion caters to small and medium-sized enterprises (SMEs) with at least 10 employees. It offers health and protection packages-in-one with various benefit options to choose from such as critical care coverage, daily hospitalization income, life insurance coverage and death and disablement coverage. This simple and straightforward product has flexible payment options to suit your business budget.

“What we are emphasizing is the importance of adequate financial preparedness,” says Hermans. “Critical illnesses have significant physical and financial impacts, and we want Filipinos to understand that there are products available that will enable them to financially secure their health-related needs, and they can do so while they are still at their prime.”

To learn more about AXA Philippines’ products and services, visit www.axa.com.ph or www.facebook.com/AXA.Philippines. You may also call their customer hotline (02) 5815-AXA (292) or (02) 3231-AXA (292).