From Passbook to Phone: Embracing the mobile banking lifestyle

The COVID-19 pandemic has definitely changed the way the world works. The need for social distancing and quarantine travel restrictions have made previously-straightforward tasks such as banking transactions far more challenging.

So what is the best way to cope? As in many cases, the use of available technology can make things a lot easier.

Metrobank, one of the country’s top banks, is actively encouraging all of its clients to transition to mobile banking. While their staff is ready and fully capable to serve clients face-to-face, online options have added a layer of safety amid the Enhanced Community Quarantine (ECQ).

Most banking tasks can now be done via your phone or computer, so you don’t have to go out and line-up to a teller to manage your finances. Here are just some of them, and their practical applications.

1.     Balance monitoring

You don’t have to go to your ATM or ask a teller to know how much money your accounts have. All you have to do is fire up your Metrobank Mobile App and you can see your balance in real-time.

You can even monitor your recent activities, both debit and credit, so you don’t have to guess if you really did or did not approve of certain transactions.

Apart from aiding financial discipline, this helps detect and prevent fraud.

2.     Fund transfersNeedless to say, the most fundamental transactions can be done online. Transferring money to another account, same bank or otherwise, can be done with a few taps or clicks.

In the case of the Metrobank Mobile App, all you have to do is put in the recipient’s Metrobank account number or their app-registered mobile number, the amount you need to send, confirm, and you’re done. The transfer is also reflected in real-time so the recipient won’t have to wait for a day or so before checking to confirm if they’ve received the funds.

You can also choose to enroll “Peer” accounts that you regularly send money to so you don’t have to always input their account number or mobile number. You can even schedule these transfers to happen automatically in a given period if you choose.

Sending money to other banks is also possible via InstaPay, which credits funds real-time, or PESONet. Fees for these transactions are waived during the ECQ when done using the Metrobank Mobile App.

This is especially useful if you’re looking to send money to help out friends and family, or paying for goods and services that you procured online.

3.     Bills paymentEven though malls and some payment centers are closed during the ECQ, the Bills Payment utility in the Metrobank Mobile App allows you to pay your bills directly from your bank account.

After enrolling the most common payable bills to your account (Meralco, PLDT, Globe, Smart, etc.) and selecting them, all you have to do is to enter the account details and amount due to complete your payment transaction.

4.     Cardless Withdrawal

In a situation wherein you need to withdraw cash but forgot to bring with you your ATM Card, you will find useful the Cardless Withdrawal feature in the Metrobank Mobile App.

Cardless withdrawal allows you to withdraw a certain amount from your account without having to use your ATM card in any of the 2,300 Metrobank Group ATMs. 

To facilitate this feature, open the Metrobank Mobile App then simply key in the amount you wish to withdraw and a four-digit Personal Identification Number (PIN) of your choice. The app will then provide you with a six-digit PIN that pairs with yours.

Once confirmed, go to the nearest Metrobank ATM or PSBank ATM, press ENTER in the ATM Keypad, key in the amount and the PINs, and the machine will dispense the requested amount.

Even before the ECQ, these mobile banking features have been available, but they are particularly useful during these times. One of the things that we can take from our current stay-at-home situation is to change our banking habits and transition into a more convenient and secure digital banking lifestyle.

To know more about the features of the Metrobank Mobile App, please visit the Metrobank website at metrobank.com.ph or Metrobank’s Facebook page at facebook.com/metrobank.

James Reid, Alden Richards and Liza Soberano says #YazzYouCan with Yazz Card

“YAZZ” card, is a reloadable prepaid card that allows cashless transaction in various stores and automated teller machines (ATMs) worldwide. You can shop just swiping the card without bringing huge amount of cash or checkbooks. Metrobank Card Corporation ups the ante in card convenience with YAZZ.

 Go online to book travel tickets, buy books and games, and even plan entire vacations  with more confidence as the YAZZ card is EMV-enabled, which is the same technology used with credit cards that gives you more security and protection.


Metrobank Card Corporation launches YAZZ card coinciding with the launch of its celebrity ambassadors James Reid, Alden Richards, Liza Soberano and Kakai Bautista last Nov.12 at the SM Moa Music Hall.

Alden Richards, the phenomenal “Kalyeserye” prince of Aldub, imagines a more exciting future with YAZZ. “My schedule has been so crazy as of late, so I find the YAZZ Card convenient because I can send money to my family in Laguna. And since YAZZ is also an ATM card, I can withdraw money wherever I am, should I need any cash!”

“The Royal Hotness” and YAZZ ambassador James Reid, on the other hand, shares that his busy schedule prohibits him from shopping at leisure, so “when I do have the time to browse online, I buy what I can! I love watching movies, or listening to music during breaks from tapings, so YAZZ is so convenient when buying music online. At least with YAZZ, I don’t have to borrow, it’s my own credit.”

Liza Soberano, the country’s newest silver screen darling and Metrobank Card Corporation YAZZ endorser, delights in having found the perfect partner in YAZZ. “I don’t like bringing cash around because I usually lose my money. YAZZ is perfect for me because I’m only 17. I can’t avail of a credit card just yet, so I can pay for my own stuff without having to bother my parents,” shares Liza, who, since having discovered YAZZ, never leaves home without her handy swipe card.

Like many other young, passionate individuals, host, actress, singer, and another YAZZ ambassador “The Dental Diva” Kakai Bautista, want to enjoy the fruits of her hard work by taking exciting trips abroad to have some well-deserved me-time. “I love travelling, and now I can travel with ease and I can shop anywhere in the world. What I like about YAZZ is that I have control over my purchases,” says Kakai. Simply load your preferred amount, and you don’t have to worry about spending beyond your budget.

“With YAZZ, I like that I can enjoy the freedom and the perks of a credit card, while still having control over my money. I’m not an impulsive buyer, but if there’s a sale, I will shop like there’s no tomorrow,” Liza laughs. “YAZZ is a great alternative to credit cards as you don’t have to pay interest or an annual fee, or worry about the maintaining balance. It really makes life easier and hassle-free!”

YAZZ proves especially helpful to Liza when it comes to travelling abroad, one of her biggest passions and indulgences. “With YAZZ, I don’t have to worry about shopping. When I’m in the US with family, I love buying gifts for them and treating them to amusement parks.”

Shopping abroad becomes even more convenient as YAZZ is accepted in over 40 million VISA accredited merchants worldwide. Registered YAZZ users can also enjoy aggregate purchases of up to P100,000 per month, which means more purchasing power with your card. And in instances where you need cash, you don’t need to worry as you can simply withdraw at the nearest ATM.








  The Power of A Card
Like our “Yazzers”, Liza Soberano, Alden Richards, James Reid and Kakai Bautista you, too, can enjoy the convenience and buying power of YAZZ. With just P300, you can avail of the prepaid VISA card sold at loading partners nationwide and 24/7 convenience stores. Simply provide the essential details for registration, and once the card is activated, you can use it immediately. It’s that easy.

To (re)load funds into your YAZZ card, you can access the Web POS loading site through your tablet or mobile phone, or any loading kiosk. The minimum load amount is P100 per transaction, while maximum load is P10,000 with a set P20 loading fee automatically deducted from each loading transaction. To confirm the transaction, users can check his/her load via the YAZZ mobile app, website, ATM, customer service. For your shopping pleasure, YAZZ also allows a maximum aggregate load of P100,000 per month, giving you more to live big.

For your security, you can also monitor your purchases by checking your balance and transaction history via your online account, which you can access through the official website or through your mobile app. In cases of lost cards or theft, you can have the card blocked by simply calling up the YAZZ Custumer Service hotline, and have the remaining load transferred to another registered YAZZ card.

Swipe and shop with ease, thanks to Metrobank Card Corporation’s YAZZ Card. When it comes to enjoying life and shopping with convenience, Liza Soberano says Yes to YAZZ.

Go to www.yazzcard.com to know more about the latest innovation that will rock the Philippines. Don’t forget to share with us your #YAZZYouCan photos, and follow @YazzcardPH on  

You can buy and load your YAZZ card at YAZZ Kiosks all around Metro Manila, at SM Malls through their Business Centers located at the SM Department Stores, SM Supermarkets, and SM Hypermarkets.

Watch out for more YAZZ partners coming real soon like Family Mart, CDR-King, National Bookstore, Super 8 among many others!