Borrow, Spend, and Unlock More Chances to Be a Twinyonaryo with Maya

 Holiday spending hits differently when it comes with a chance to win big; and this year, Maya is making every peso work harder and smarter. As the #1 Digital Bank in the Philippines, Maya is giving you the easiest way to become a Twinyonaryo: win ₱1 million for yourself and another ₱1 million for your chosen person just by borrowing or spending with Maya.

And here’s the plot twist: the fastest way to rack up entries? Borrowing — responsibly.

 

Maya Easy Credit: Your Instant, Smart Extra Budget

Need a little holiday boost for noche buena grocery, gifts, reunions, or last-minute bills? Maya Easy Credit gives you up to ₱30,000  revolving credit you can use instantly. No paperwork, no waiting, just tap and go. And every ₱1,000 you borrow or pay using Maya Easy Credit earns you 5 raffle entries, one of the highest multipliers in the promo. And since you can use it to pay directly at stores via QR, using your borrowed credit is fast, seamless, and holiday-rush ready.

 

 

Maya Personal Loan: Bigger Borrowing, Still Zero Hassle

For larger holiday budgets: from getting your dream gadget to booking that much-awaited trip, Maya Personal Loan lets you borrow up to ₱250,000, payable up to 24 months. Once approved, the full amount lands straight in your Maya Wallet. Every ₱1,000 you borrow gives you 5 raffle entries, too. So your big-ticket plans come with big ticket chances to win.

 

Borrowing isn’t your only way in—your everyday Maya habits earn raffle entries too: 

• 5 entries — Pay ₱1,000 via Maya Easy Credit

• 1 entry — Pay ₱1,000 using your Maya Card, QR, Wallet, or Maya Credit Cards

• 1 entry — Buy ₱1,000 load, transport, and more in Maya Shop

• 1 entry — Pay any ₱1,000 bill in the app

• 1 entry — Buy a Maya Card

• 10 entries (the highest!) — Refer a friend using your @username and get them to upgrade

 

Whether it’s borrowing for your holiday gastos or simply doing what you already do every day, every move gets you closer to that ₱1M win. Who knows? You and your chosen person might just be the next Twinyonaryos this Christmas.

 

Check out www.maya.ph/xmas, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for updates. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1million per depositor.