Have you ever asked yourself, “Am I a saver or a spender? Now if you don’t have your passbook or access to your bank statement all you need to do is look around your room and check out all the stuff you have.
@lola_lamon @cebuanalhuillier The good thing about being an iponaryo is that you don’t actually have to start big. You can start with even just P150 and open your own Cebuana Lhiulier Micro Savings Account #WorldSavingsDay2022 #RestartyourSavings ♬ original sound - Lou Sv
To start your saving journey you can do a savings tracker like this one. Get a new notebook, some pens and stickers and do your graph, from personal savings to emergency funds. . Whatever you want to do with it. This Savings tracker can be a component to sticking with your goal. 
Do you spend more on your needs or your wants?
While it’s not bad to give in and treat yourself once in a while, especially if it serves to motivate you even more to work harder. What is important is that you need to be cautious about your spending. If you are actually spending more than you are actually saving, maybe those personal rewards have become unnecessary indulges, which in the end could actually be preventing you from achieving your financial goals.
The good thing about being an iponaryo is that you don’t actually have to start big. You can start with even just P50 and open your own Cebuana Lhuillier Micro Savings Account.
Estudyante? No worries. Student ID is applicable basta currently enrolled.
Enrolling for your minor kid/s? Just bring a copy of birth certificate ng inyong anak.
Open a Cebuana Lhuillier Micro Savings Account now!
For more information visit https://www.cebuanalhuillier.com/help/micro-savings
