Cebuana Lhuillier and its premium jewelry line join the Holiday vibes by offering nationwide discounts for Christmas Jewelry Sale

 

Holidays are fast approaching and bonuses are starting to roll in our pockets in time for Christmas. While it is tempting to spoil ourselves and our loved ones through our Christmas gifts, the past year has taught us to reconsider how we should spend our well-deserved year-end bonuses.

 

Marking this season by our tradition of gift-giving, spending extra cash for gadgets and other luxurious items as gifts may seem tempting. However, it is definitely worth the thirteenth month pay and bonuses to have a gift that keeps on giving.

 

Jewelry is often being associated with luxuriousness and extravagance, yet these pieces of adornments are also considered to be highly prized assets and valuable investments. With the extra money that you are looking forward to at the end of the year, it is a wise decision to spend it on something that could benefit you or someone in the future.

 

That is why Cebuana Lhuillier, together with Cebuana Lhuillier Premium and Just Jewel is holding a Christmas Jewelry Sale nationwide, from December 13 to 18. The sale is offered nationwide, in more than 2,500 Cebuana Lhuillier’s branches, as well as online through Cebuana Lhuillier, Just Jewels, or Cebuana Lhuillier Jewelry Premium Facebook pages.

 

“Most people would spend their bonuses on the latest gadgets and other luxury items that depreciate over time. But they could get the best out of their money with something so small like jewelry. Like what I’ve said before, the value of gemstones are always at an upward trend, it always appreciates in value.”, Cebuana Lhuillier President and CEO, Jean Henri Lhuillier said.

 

To further encourage prospective jewelry collectors, Cebuana Lhuillier is offering 5% off on all items and up to 50% off on selected items, nationwide. Meanwhile, a 5% discount is offered for all online purchases via online. Visit Cebuana Lhuillier, Just Jewels, or Cebuana Lhuillier Jewelry Premium branches or shop online via Cebuana FB Live Selling or cebuanalhuillierjewelry.com.

 

What most people don’t realize is that there’s a lot of perks in investing in good quality and authentic jewelry. Acquiring jewelry pieces can be compared to buying houses, properties, and stock investments minus the risk and it doesn’t easily depreciate in value. Compared to other assets and investments, jewelry pieces can also be sold quicker which can also be a great source of emergency funds in the future. 

 

For more information on Cebuana Lhuillier’s Christmas Sale, visit the nearest Cebuana Lhuillier near you or go to Cebuana Lhuillier's official Facebook page at www.facebook.com/cebuanalhuillierpawnshop or you can visit cebuanalhuillierjewelry.com.

 

Jean Henri Lhuillier, the President and CEO of Cebuana Lhuillier, was awarded with a lifetime membership by the World History Association

In recognition of his significant contributions to education and philanthropic initiatives, Jean Henri Lhuillier, the President and CEO of Cebuana Lhuillier, was awarded with a lifetime membership by the World History Association (WHA). 

The WHA is a professional association of scholars, teachers, and students whose aim is to promote world history by means of encouraging the teaching of history through research and publications, as well as via personal interactions. 

“I am very honored and elated to be the recipient of this lifetime membership from such an esteemed organization. You can rest assured that I will continue this commitment through my educational as well as my philanthropic initiatives, in championing for the enrichment and the learning of and from history,” said Lhuillier. 

Alongside the awarding of a lifetime membership, Lhuillier was also featured on the organization’s spring edition newsletter. He was featured for his contributions to education through the Cebuana Lhuillier Foundation’s Alternative Learning System (ALS) program which has since opened close to 100 ALS centers nationwide which has benefited more than 8,000 learners. The ALS serves as a training ground for individuals who otherwise do not have access to learning programs. These centers aim to mold responsible citizens who can be assets to the community through relevant education and livelihood training workshops.

Aside from these, Jean Henri Lhuillier’s achievements in the academe were also given note which includes his conferment of a Doctorate in Humanities Degree (Honoris Causa) from the Polytechnic University of the Philippines. His achievements as the Consul General of the Republic of San Marino and as a prominent figure behind Philippine tennis, football and swimming were also given the spotlight. 

“I strongly believe that our actions are largely affected by what had transpired in the past. This is why I also advocate for the study of history as a guiding north star when making our decisions. History has played a huge role in my life and I have benefited from it as well. It has played a huge role in my capability as the Honorary Consul General of the Republic San Marino and it has likewise influenced my decision making. Itis also one of the reasons why I am a staunch advocate of making education accessible for all,” part of Lhuillier’s quote reads. 

5 million Filipinos are taking a step further into a promising future with Cebuana Lhuillier Micro Savings

There are now more than 5 million Filipinos who have a Cebuana Lhuillier Micro Savings account. This landmark achievement by Cebuana Lhuillier Rural Bank (CLRB), the banking arm of the leading micro-financial services company in the country, Cebuana Lhuillier, comes after the launch of the leveled up Cebuana Lhuillier Micro Savings product in December of last year. 

 

“We are elated that there are more and more Filipinos every day who are realizing the importance of saving and are taking charge of their future. It is very exciting that these 5 million Micro Savings account holders are not only on the first step to financial wellness, but because of our amped up product, are also Financially Mobile individuals.” said Cebuana Lhuillier President and CEO, Jean Henri Lhuillier

 

The Cebuana Lhuillier Micro Savings was launched in February 2019 as a basic deposit account that eliminated the need for numerous documentary requirements and maintaining balance or dormancy charges. The product was made available at Cebuana Lhuillier’s more than 2,500 branches as it acted as CLRB’s cash agent. 

 

Recently, as an enhancement to the product, Cebuana Lhuillier Rural Bank mounted Discover Your Ipon Power: The Cebuana Lhuillier Micro Savings 2.0 Launch which unveiled new features for the Cebuana Lhuillier Micro Savings product. 

These features are: 

(1) Cashless Payment possible through UnionPay, 

(2) ATM access powered by BancNet, 

(3) Online Transactions made easier through the eCebuana app, and 

(4) QR Technology.

 

‘Iponaryos’  are now even more empowered to take command of their future because of the transformation of their Micro Savings account from just a basic cash deposit account to an even more powerful and reliable, full-service savings account. 

Through their partnership with  BancNet, they now have unrivalled access to their finances beyond CLRB’s cash agent, Cebuana Lhuillier’s more than 2,500 branches nationwide, this is possible through BancNet’s roster of 21,000 ATMs, and 114 member banks.

The bank’s tie-up with UnionPay further allows account holders to make debit payments through over 350,000 POS terminals, as well as partner merchants nationwide. ‘Iponaryos’ can now get the benefit of an enhanced payment security with UnionPay chip cards’ quick payment process with just a tap, using UnionPay Contactless technology.

KaCebuanas also have full online access with the use of the more efficient and more powerful eCebuana app which allows money transfers via Instapay, bills and utility payments, eLoad, and insurance purchase,the application will be even more powered thanks to new features such as the pawning ticket renewal and jewelry purchases. All these are made even more convenient since the adoption of online sign ups, which is now possible in the eCebuana app.

Cebuana Lhuillier Micro Savings further steps into the future by enabling QR Technology within the eCebuana app. This feature will also be able to make money transfers and retail payments seamless and secure.

“5 million Filipinos are taking a step further into a promising future with our powered up Cebuana Lhuillier Micro Savings, we are confident that even more Filipinos will soon take hold of their Ipon Power.” added Dennis Valdes, President of the Cebuana Lhuillier Rural Bank.

Cebuana Lhuillier makes remittance available from the comforts of their homes

The COVID-19 pandemic and community quarantine protocols have shifted most financial services transactions to the digital space through online and mobile technologies. In response to this new normal, Cebuana Lhuillier has made it possible for its clients to send money from the comforts of their own homes.

Clients can access the Remit-From-Home service by logging on to https://remitfromhome.cebuanalhuillier.com/and accessing the electronic form for remittance or via the ECebuana App through Instapay.

“This is one way that Cebuana Lhuillier has adapted to the challenges posed by the pandemic, our Remit-From-Home service makes it much easier and safer for our clients to help their loved ones weather this storm.,” said Jean Henri Lhuillier, president and CEO of Cebuana Lhuillier. 

The Remit-from-Home service allows clients to send money by doing their transactions online with the help of Cebuana Lhuillier agents. They do not have to leave the house to go to Cebuana Lhuillier branches. 

The service is similar to the branch transaction and offers the same safe and secure money transfer service that Cebuana Lhuillier has been known for. 

Cebuana Lhuillier insurance arm transforms into brokerage, ensures accessibility for Filipinos

Cebuana Lhuillier, the country’s largest microfinancial services provider, has introduced a new insurance brokerage company—Cebuana Lhuillier Insurance Brokers, Inc. (CLIB)—that aims to help provide Filipinos with better access to more inclusive and affordable insurance products and services. 

2018 data from the Insurance Commission reveals that almost 40 million or only 37% of the country’s 105 million total population are covered by insurance. Further highlighting how getting insurance can be a challenge, owing to most Filipinos’ ineligibility for insurance, the inaccessibility of products, and high cost of premiums.

With CLIB, which transforms the 20-year-old Cebuana Lhuillier Insurance Solutions into a future-ready insurance broker, providing even more Filipinos with access to insurance that is affordable and designed for their everyday life. 

Moreover, Cebuana Lhuillier will offer an array of life and non-life insurance product made possible by their partnerships with an unlimited number of insurance providers and accessible through their state of the art digital platforms. The transformation into a brokerage company further highlights Cebuana Lhuillier’s capability to help Filipinos overcome the challenges in availing insurance. 

Brokerage makes insurance accessible for Filipinos Cebuana Lhuillier has transformed its 20-year Cebuana Lhuillier Insurance Solutions, Inc. to Cebuana Lhuillier Insurance Brokers, Inc. (CLIB), effectively becoming an insurance broker, to provide Filipinos with better access to more inclusive and affordable insurance. In partnership with insurance providers, CLIB will offer life and non-life insurance products through more than 2,500 Cebuana Lhuillier branches and 6,500 domestic partner outlets nationwide. The products will be offered digitally through the eCebuana mobile app, digital insurance marketplace ProtectNow, and online stores Lazada and Shopee. Photo shows Insurance Commissioner Dennis Funa (center), flanked by Cebuana Lhuillier Senior Executive Vice President Philippe Andre Lhuillier and President and CEO Jean Henri Lhuillier, unveiling the CLIB at the “Move with the Future” event in Shangri-La, Makati City. Joining them are Cebuana Lhuillier Insurance Brokers First Vice President and Group Head, Jonathan Batangan, and Cebuana Lhuillier First Vice President and Integrated Marketing and Communications Group Head Michael Sena.

“Today marks a new and exciting chapter in the history of Cebuana Lhuillier as we continue to champion financial inclusion—no longer just an agent, but a broker—providing Filipinos, regardless of their socioeconomic class, access to insurance products that fit their needs, financial capabilities and at the comforts of their own home,” said Jean Henri Lhuillier, Cebuana Lhuillier president and CEO.

Cebuana Lhuillier is also expected to offer its newest portfolio of personal, health, property, group, loan, and business and liability insurance products through CLIB. These include CL Personal Accident Basic, CL Travel Prime, CL Pamilya Max, CL Health Dengue and Leptospirosis, CL Fire, Typhoon, Flood, EQ Care, CL Drive Lite, CL Tourista Protect, CL Hotel Guest Care, CL Passenger Care, CL Employee Care Plus, CL MicroBiz Protek, CL AgriCare, and Cyber Insurance.

CLIB aims to bring prospective insurance providers and buyers together through different touch points, including the eCebuana mobile app and ProtectNow, a digital one-stop insurance shop which allows clients to compare the lowest prices of insurance offerings and monitor their insurance policies and claims in real-time.



The insurance broker will also bring its partner products, along with Cebuana Lhuillier’s flagship Protect Max, to some of the country’s biggest online stores, including Lazada and Shopee.

On ground, CLIB will offer products in more than 2,500 Cebuana Lhuillier branches nationwide as well as through their 6,500 domestic partner outlets, giving their insurance partners a unique advantage of establishing their presence in most urban and rural communities, which is still considered a largely untapped insurance market.

During the launch event, dubbed “Move into the Future”, Lhuillier, together with Cebuana Lhuillier Insurance Solutions first vice president and group head, Jonathan Batangan, paid tribute to several insurance companies who have been their trusted partners through 20 years.

Representing some of the industry’s most prominent insurance companies were Pioneer Insurance group head and CEO David Coyukiat, Prudential Guarantee chairman and CEO Robert Coyiuto, Malayan Insurance Company president and CEO Paolo Abaya, Federal Phoenix Group Insurance president and CEO Generosa Pia de Rosa, Western Guaranty Corporation EVP and general manager Claire Chua, Standard Insurance Company Inc. chairman Patricia Chilip, AXA Philippines president and CEO Rahul Hora, and Philippine American Life and General Insurance Company president and CEO Kelvin Ang.

Zaldy Bueno wins Cebuana Lhuillier’s Happiest Pinoy 2019

Cebuana Lhuillier recently named their 4th Happiest Pinoy at New World Hotel last May 29. The event was attended by Cebuana Lhuillier President and CEO, Jean Henri Lhuillier, Cebuana Lhuillier judges and hosted by RJ Ledesma.

The board of judges composed of Usec. Zenaida Maglaya, Gang Badoy Capati,  James Deakin, RJ Ledesma, Love Anover-Lianko, Jonathan Yabut,  Winston Maxino, Rommel Arellano, and Richardson Navor.

Zaldy Bueno, a 37-year old teacher from Gumaca, Quezon was hailed as the 4th Happiest Pinoy, winning Cebuana Lhuillier’s Search for the Happiest Pinoy which honors and celebrates the Filipinos’ innate “optimism, resilience, and hope amidst different life crises.”

Zaldy bested nine other finalists from different categories, winning one million cash and a trophy.

Zaldy volunteered as an ALS teacher and taught on weekends, he even had his mother as his student at one point and helped her finish her secondary education. Zaldy also co-founded project PADYAK in 2017, PADYAK stands for Pidal Apakan Dunong Yayaman, Asenso’y Kakamtan, which aims to provide bicycle units for students who could not afford to travel to school.

The project turned out huge with so many people donating new and used bicycle units from all over the Philippines even getting donations from OFWs abroad. This project drastically increased attendance for students at school for which their school received a perfect attendance award.

“I am very happy with the results of this year’s search -- with over 800,000 entries received through our branches, online, SMS, and walk-in entries. It’s been amazing to read the entries of the 10 finalists and Zaldy proves to be a worthy winner as his tale will definitely inspire countless people to push on despite life’s difficulties, Zaldy exemplifies the commendable Filipino spirit of rising up from your current predicament and using that as fuel to make a difference in the lives of others.” said Cebuana Lhuillier President and CEO, Jean Henri Lhuillier.

Currently, Bueno serves as the head teacher of the English department at the Gumaca National High School. As a kid, their family would often encounter financial difficulties, Zaldy would help his mom wash clothes for their neighbours and would get his daily allowance from selling vegetables he planted to augment the family income. Zaldy vowed to work hard and study hard in order to improve their life.

A turning point in Zaldy’s life was when typhoon Rosing hit in 1995 which completely obliterated their house, and forced to stay at the barangay health center. During clinic days, Zaldy and his family had to move their things on the street to accommodate the influx of patients.

After graduating secondary school, Zaldy tried to get a college education but had to stop schooling due to financial constraints. In order to get back to school, he had to work two jobs, including stints at a tile store and as an advertiser scout for a local radio station. He finished college after 6 years.

Bueno is the fourth winner of the biennial search following Richardson Navor (2015), Rommel Arellano (2012), and Winston Maxino (2009).

When asked what Bueno will do with the prize money, he shared that he will use it to further improve Project PADYAK by acquiring more bike units which more youths can use to get to school. He also shared that he will use a part of it to bring his parents to Singapore for a well-deserved vacation.

Breaking its own record, the Cebuana Lhuillier search received over 800,000 nominations this year, the most entries it received in its ten-year history.

Meet the 10 Happiest Pinoy 2019 Finalists

"The only thing that will make you happy
is being happy with who you are"

Do you have what it takes to become Cebuana Lhuillier Happiest Pinoy 2019 ? We were able to meet with the 10 Cebuana Lhuillier Happiest Pinoy 2019 finalists last April 26 at the Happy Garden, Jupiter Makati.

They were presented to the media,  shared their stories and recalled how they were able to join the search. I have my personal favorites, I wish them all good luck and win the nod of the  judges.


After going through close to 800,000 applications in the last few months, the biggest edition of the Cebuana Lhuillier Search for the Happiest Pinoy has now come down to 10 individuals who are already winners in their respective categories.


Khaye Celine Maggay (youth), Francisca Tumampil (senior citizens), Fortunato Januto (overseas Filipino workers), Rodrigo Roble Jr. (lingkod bayan), Zaldy Bueno (professionals), (manggagawang Pinoy), Mark David Cerezo (entrepreneurs), Alfred Santos (employees), Jayson Dela Fuente (persons with disabilities), and Leovy John Terrado (lesbian, gay, bisexual, transgender, and queer community)

The finalists will each receive P50,000 and will go through a panel interview to determine this year’s Happiest Pinoy grand winner who will take home P1 million tax-free.

The panel of judges is led by Department of Trade and Industry Undersecretary Zenaida Maglaya; Rock Education Project Inc. founder Gang Badoy Capati; Enterph co-founder and motivational speaker RJ Ledesma; TV host, journalist and online influencer James Deakin; TV host Love Anover-Lianko; The Apprentice Asia winner and JY Consultancy and Ventures founder and managing director Jonathan Yabut; and Search for the Happiest Pinoy previous grand winners Winston Maxino, Rommel Arellano, and Richardson Navor.

The grand winner of the Search will be announced during the awards night on May 2019.

An advocacy program of Cebuana Lhuillier, the country’s largest micro-financial services company, the Search for the Happiest Pinoy celebrates the values of optimism, resilience and hope as it aims to find a Filipino who has a positive outlook in life, was able to rise above life’s challenges and had a positive impact in the lives of others.

“Filipinos are one of the most resilient people in the world, facing life’s challenges with optimism, faith and a can-do attitude. At Cebuana Lhuillier, we believe that this should be recognized and encouraged at all times,” said Jean Henri Lhuillier, Cebuana Lhuillier president & CEO.