Top Up and Cash In: Metrobank Rewards You with up to PHP 10,000

Whenever you receive extra funds, where do you put it? Some choose to grow their savings and add it to their bank account. For others, it’s the perfect chance to indulge in their interests—whether it’s upgrading their gear for a new hobby or booking a ticket for that long-awaited trip to their dream travel destination—guilt-free. 

But what if you can do both?   

With Metrobank’s new offer, existing accountholders can put their money to work and grow their savings – allowing them to fund their interests! Introducing Metrobank’s Spark Your Interest promo: a rewarding opportunity to earn up to PHP 10,000 cash gift by simply depositing more to your Metrobank Personal Deposit account from now until May 15, 2025. 

Here's how the promo works:  

• If you opened your first Metrobank Personal Deposit (savings or checking) account on or before June 30, 2024, you qualify for this promo.  
• Add at least PHP 50,000 to your Personal Deposit (savings or checking) account and maintain that for at least six months to receive a cash gift ranging from PHP 1,500 to a generous PHP 10,000. Refer to the Cash Gift guide table to know how much cash rewards you earned. 
• Don’t forget! Before you top up your account, be sure to register to join the promo. Send an email to customercare@metrobank.com.ph or call (02) 88-700-700. Provide your contact details linked to your Metrobank app or Metrobank online account. 
• Wait for a confirmation SMS on your promo registration. 
• Once received, you can start topping up your funds and maintain them in your account for 6 months after your registration month. 

 Here’s the Cash Gift guide for Metrobank’s Spark Your Interest promo: 

 

Top up amount   (Must be maintained in your account for six months)	Cash Gift you'll receive
PHP 50,000 to PHP 99,999.99	PHP 1,500
PHP 100,000 to PHP 499,999.99	PHP 2,000
PHP 500,000 and up	PHP 10,000

 

Earning more money and growing your savings is that easy! So don't let your spare funds go to waste – take advantage of Metrobank's Spark Your Interest promo and turn your savings into rewards. It's a simple, secure, and effective way to achieve your financial goals.  

To learn more about this new offer, visit https://www.metrobank.com.ph/promos/spark-your-interest. 

Reach Your Big Financial Goals with Metrobank: The Power of Intentional Saving and Its Triple Bonus

 Got a big financial goal this year? Metrobank shares the power of intentional saving, and the triple bonus that comes with it

Let's be honest, saving up money can often feel overwhelming, with your day-to-day spending piling up, worries about unplanned expenses from emergencies, and overall need for the right savings habit. 

And you're not alone in this. The Bangko Sentral ng Pilipinas’s (BSP) data shows that saving rates are dipping while household spend rises. The percentage of households with savings declined to 25.6% in the last quarter of 2024, from 29% recorded in the third quarter of the same year. Meanwhile, household spending for the following quarter has been increasing, particularly for expenses on food, clothing, or even restaurants. It's a common struggle: life throws curveballs, expenses increase, and suddenly, your savings goals feel further away than ever.

In a recent event, Metrobank discussed the challenges that may come with saving money and how you can have a fighting chance to turn this around – by adopting an intentional saving behavior, and taking advantage of meaningful offers like its recently launched Triple Bonus promo. 

According to the bank, one simple but effective way to start saving money intentionally is through goal-based saving which entails having separate accounts for specific financial goals – a modern take on the classic envelope method. By having dedicated savings accounts for your goals, you create a clear boundary between what’s meant for spending on your essentials and what’s meant for saving for your dreams.

The bank also highlighted that saving shouldn’t feel like a sacrifice. While it’s important to save money to prepare for emergencies or retirement, Metrobank encourages savers like you to Save Without Missing Out or to #SWOMO. This entails setting aside money to fund your dreams, whether that’s a solo backpacking trip to Japan, a dream destination wedding, or buying a comfortable home. This helps strike a balance between striving to be financially secure and living the life you’ve aways dreamed of. 

Saving for these goals is made even more rewarding with Metrobank’s Triple Bonus Promo, that offers meaningful perks to help you reach your financial goals. After all, building your savings is the best gift you can give to your future self. When you open your first Metrobank savings or checking account from now until April 30, 2025, you get a triple bonus that will help set you up on your savings journey:

1. PHP 1,500 Cash Gift: Consider this a head start, a boost to your savings, or a well-deserved reward for taking that first step in building your goals fund. Enjoy a cash gift equivalent to a 3% return on your savings, when you deposit and maintain PHP 50,000 in your account, for 6 consecutive months. 

2. Rebates on InstaPay Fees for a year: Make your everyday transactions lighter on your wallet with up to 10 waived InstaPay fees per month, for 12 months. Just maintain at least PHP50,000 in your account monthly for a year to enjoy this exclusive benefit. This will definitely put more money back into your pocket – because every peso counts, especially for your everyday expenses.

Influencers and friends from the media pose with their creative vision-to-action boards-- as they commit to saving more intentionally for their life goals with the help of Metrobank. 

 

3. AXA Personal Accident Insurance: Life happens, and unexpected expenses can derail your plans and deplete your savings. With this insurance coverage, you can focus on your goals, knowing that you have a safety net for unexpected events in your life. Keep at least PHP50,000 in your account every month for a year to enjoy this added protection. 

With these rewards, Metrobank aims to encourage more people to be able to save money, and ultimately, start building the financial habits that will allow you to reach your life goals. To enjoy these offers, head to your nearest Metrobank branch and open your first Metrobank account.

This 2025, gift yourself a triple bonus as you save up for your life goals. 

To learn more, visit your nearest Metrobank branch or head to https://metrobank.com.ph.

Metrobank Travel Signature Visa: the card that brings you closer to your next trip

 As wanderlust continues to soar among Filipinos, Metrobank announces the launch of the Metrobank Travel Signature Visa: the card that brings you closer to your next trip.

Designed for the modern adventurer, this new credit card enables Filipinos to turn everyday expenses into valuable rewards that lead you closer to your dream destination – making every purchase work harder for you.

Earn Miles Faster, Travel Sooner

With this new travel must-have, you can fly faster with every purchase. Earn 1 mile for every PHP 30 spent, whether it’s your grocery run, a daily coffee fix, or a splurge at a luxury boutique. These air miles can be redeemed with Metrobank's frequent flyer partners such as Philippine Airlines Mabuhay Miles, Cathay, and Singapore Airlines KrisFlyer. Excitingly, AirAsia will soon be added to the roster.

Travel in Comfort Before You Board

Ready to tick off another country in your bucket list? The new Metrobank Travel Signature Visa card gives you unlimited access to local airport lounges. Just visit any of the Metrobank partner lounges such as PAGSS and soon, Plaza Premium. Enjoy comfort and convenience as you unwind before you board your flight. Simply present your credit card, passport, and international boarding pass to experience a stress-free start to your vacation.

Unlock More Value with Every Spend

The Metrobank Travel Signature Visa also helps you unlock incredible savings with one of the lowest forex processing fees in the market at just 1.68%*. Spend confidently while dining and shopping abroad, knowing you’re getting the best value for your international purchase! 

Start Turning Everyday Expenses into Unforgettable Journeys

Apply for a Metrobank Travel Signature Visa card at https://www.metrobank.com.ph/cards/credit-cards/travel-signature-visa or visit any Metrobank branch near you.

Let your travels begin with the Metrobank Travel Signature Visa—where every purchase brings you closer to your next trip.
 
*Promo runs until Nov. 19, 2025. Per DTI Permit No. FTEB-205733 Series of 2024

Metrobank GIFT: Your Head Start to a Stronger Financial Future

 The holiday season is indeed the most wonderful time of the year for many Filipinos. The -ber months usher in heartwarming reunions with loved ones, fun gift-giving, and of course, the anticipated Christmas bonus.

For Metrobank, one should plan for the holidays even before the –ber months start. The holiday season is a time of joy, but it can also be financially stressful for many Filipinos. Overspending during the -ber months often leads to a January financial hangover – which is why as early as August this year, Metrobank introduced a new financial guide called G.I.F.T. so you can enjoy the festivities without the stress of financial worries and get ahead of your goals in the coming year. G.I.F.T stands for: 

 

● Get guided with goals: Starting the holiday season early means you have more time to strategically plan your finances even before the new year starts. Set or revisit your short-term goals like going on a holiday trip, and long-term goals such as setting aside emergency funds or purchasing your dream home. With this, it’s easier to plan how you can achieve them in the next year.   

 

● Invest a portion of your bonus: As you receive your bonus during the holidays, commit to reserving a portion for investments that grow in value. Consult a trusted financial advisor on appropriate investments for your life stage. Making meaningful investments can help grow your money instead of spending it all now.  

 

● Follow a budget: The holiday season is a great time to treat yourself and your loved ones with meaningful gifts. As you find the perfect present for those who are close to your heart, it is important that you still follow a budget plan. Discipline in tracking your income and essential and non-essential expenses is key.  

 

● Take advantage of deals: Avoid the tendency of overspending by maximizing opportunities to save – including keeping an eye out for value-based offers. Smart shoppers are always aware of deals and discounts that will give them the best value for their money.  

 

To help Filipinos easily remember these four tips, Metrobank turned this into The GIFT Song, a catchy holiday carol that’s fit for the season. Watch and listen to the GIFT Song music video on the Metrobank Facebook and YouTube pages. You can also catch it on various radio stations. 

 

 “Financial empowerment has always been a part of Metrobank’s advocacy. G.I.F.T. is more than a holiday song or message—it’s a call to action for Filipinos to take charge of their financial future. Let’s shift from surviving the holidays, to thriving financially, not just this season but all year long. Let's create our G.I.F.T. resolutions today and inspire others to do the same,” said Digs Dimagiba, Metrobank Chief Marketing Officer.   

 

With Metrobank’s G.I.F.T, you can definitely make better financial decisions this holiday season and step into the new year with confidence. Learn more about the G.I.F.T. Resolutions here: https://earnest.metrobank.com.ph/gift-of-financial-wellness/    

 

Be the grand prize winner of PHP 1 Million Cashback with Metrobank

Metrobank credit cardholders can win weekly prizes up to P20,000 eGCs or up to P1 MILLION CASHBACK this holiday season.

This holiday just got merrier as Metrobank spreads holiday cheer with the launch of the Have a Merry Million promo, offering weekly prizes of up to PHP 20,000 eGCs or up to PHP 1 MILLION CASHBACK.

To qualify for a chance to win these exciting prizes, make sure to register at https://metrobankcard.mymcc.gift . For every PHP1,000 single-receipt purchase from October 20, 2024 to January 15, 2024 using any of your Metrobank credit card, you earn a raffle entry for a chance to win weekly prizes up to PHP1 million cashback that will be credited to your Metrobank credit card. And when you spend at least PHP4,000 in one transaction using your Metrobank credit card, you will receive an instant reward of PHP100worth of eGCs.

Apart from the million peso cashback, you can also get a chance to win a slew of especially curated rewards to give you the best experience when you travel, shop, dine, and so much more.

 

PRIZE	NUMBER OF WINNERS	ANNOUNCEMENT DATE
PHP 10,000 eGCs limited to Online Shopping merchants	3	November 8, 2024
PHP 10,000 eGCs limited to Shopping related merchants	3	November 15, 2024
PHP 10,000 eGCs limited to Travel and entertainment Related merchants	3	November 22, 2024
PHP 10,000 eGCs limited to Gadgets related merchants	3	November 29, 2024
PHP 10,000 eGCs limited to Dining related merchants	3	December 6, 2024
PHP 10,000 eGCs limited to Appliance & Furniture related merchants	3	December 13, 2024
PHP 15,000 eGCs limited to Grocery, Drugs, and Gas	3	December 20, 2024
PHP 20,000 eGCs limited to Apple related merchants like Power Mac, Switch, Beyond the Box, etc	3	December 27, 2024
PHP 20,000 CASHBACK to be rewarded as a credit adjustment on the cardholder’s statement of account	2	January 3, 2025
PHP 30,000 CASHBACK to be rewarded as a credit adjustment on the cardholder’s statement of account	1	January 10, 2025
PHP 50,000 CASHBACK to be rewarded as a credit adjustment on the cardholder’s statement of account	1	January 17, 2025
PHP 1,000,000 CASHBACK to be rewarded as a credit adjustment on the cardholder’s statement of account	1	January 24, 2025

 

Just use your Metrobank credit card when dining at your favorite restaurants, buying everyday essentials, or shopping gifts for your loved ones, to get a chance to win these exciting prizes in Metrobank’s weekly raffle. 

Follow these easy steps to register for the ‘Have a Merry Million’ promo:

a. Visit https://metrobankcard.mymcc.gift.

b. Log-in the mobile number registered to your Metrobank credit card. 

c. In the Available Promos section, click “Have a Merry Million” and enter your mobile number to register in the promo.

d. Enter the registration code sent via SMS to your mobile number.

e. A successful SMS will be sent to your mobile number after successful registration.

Winners will be announced via Metrobank’s Facebook page every Friday, starting November 8.

Unlock extraordinary rewards this holiday season with your Metrobank credit card in hand! Learn more about this promo, visit https://www.metrobank.com.ph/promos/chance-to-win-up-to-one-million-pesos-plus-instant-egcs. 

 

Check out https://www.metrobank.com.ph/promos for more exciting offers with your Metrobank credit card. 

 

Not yet a Metrobank credit cardholder? Visit https://apply.metrobank.com.ph/creditcard to apply. 

 

Metrobank is offering exclusive rewards to first-time deposit account holders

 Learning how to properly manage your finances is the first step to achieving your savings objectives. The safest way to take this first step is to save your money in a deposit account. It’s easily accessible and convenient when you need to do financial transactions with the help of mobile banking apps

Metrobank offers different savings and checking accounts that fit your life goals. To make this even better, the bank is also giving out exclusive rewards for first-time deposit accountholders.

Clients opening their first Metrobank savings or checking account until September 30, 2024, and placing a minimum deposit of PHP 25,000 will receive PHP 500-worth of Lazada vouchers.

 

Check out these Metrobank Savings and Checking Accounts and see which best fits your needs:

 

• Account for your daily budget needs: Metrobank Savings Account with a Debit Card.

This savings account comes in handy for your daily expenses, as it lets you to easily withdraw cash in times of need with your Metrobank Debit card. Metrobank also offers exclusive deals throughout the year for its debit card holders that lets you make the most out of every purchase. 

 

• Have your account record ready on-hand: Metrobank Savings Account with Passbook 

This savings account with passbook is suited to those who prefer to bank in person, or who want a physical record of their financial activities. This secure deposit account is ideal if you are saving up for something big like a family vacation or making a big purchase like a car or a home.

 

• Issue checks for big purchases or scheduled release of payments: Metrobank Checking Account 

This checking account is optimal when you’re planning to make big purchases as it enables easier and more secure disbursement for a large amount of funds. This is ideal for paying for your rent or settling financial obligations. A checking account also comes with a debit card to make other transactions more convenient. 

 

• Have all financial tools to manage your account: Metrobank AccountOne

This versatile account is ideal for your different savings goals. It provides accountholders the benefits of a debit card, a passbook, and a checkbook, for maximum convenience. 

 

Opening an account with Metrobank is easy, just bring your photo and signature-bearing ID, as well as your initial deposit amount to the nearest Metrobank branch. 

 

Once your savings account opening is successful and you’re able to deposit at least PHP25,000 in your account, you will receive your Lazada voucher reward via email within 7 banking days. All that’s left to do is to redeem the voucher code within the Lazada website or mobile app, and it will immediately be credited to your Lazada Wallet balance. 

 

Whether you’re planning to open an account for your emergency funds, or you’re saving up for your next big purchase, Metrobank has the right savings account that meets your needs. And now, opening a new savings or checkingaccount not only lets you manage your finances better – it just got rewarding too!

 

Find out more about Metrobank’s savings and checkingaccounts, visit metrobank.com.ph

 

Metrobank Enhances Mobile Banking with New AppKey Feature for Safe and Fast Transactions

 Say goodbye to waiting for one-time passwords (OTPs) and hello to a faster, more secure way to complete all your essential banking transactions with the AppKey feature on the Metrobank App! 

AppKey is a two-factor authentication system that utilizes your biometrics and device ID to provide an unparalleled level of security and convenience.

With this new feature, your transactions via the Metrobank App are made even more simple and secure. One-time passwords (OTPs) will now be replaced with fingerprint or facial recognition technology, enabling you to validate your transactions faster. Since your biometrics are unique and cannot be easily replicated, the Metrobank AppKey further lessens the risk of unauthorized transactions in your account. 

The AppKey doesn’t stop at biometrics. This new feature takes security a step further, as now, transactions on your mobile app will only go through when you approve it on the smartphone you enrolled as a primary device. This means that even if unscrupulous people gain access to your app login details, they cannot perform transactions without your biometrics and confirmation via your primary smartphone or tablet. This gives you additional security to protect your hard-earned money.

Activating the AppKey feature on your Metrobank App is easy. Here's a quick guide:

1. After logging in, tap “Enhance security with AppKey”.

2. Enter your passcode followed by the SMS OTP sent to your registered mobile number.

3. Tap “Yes, enable biometrics” and authenticate via Face ID or fingerprint scan. 

 

And you’re done! After 24 hours, AppKey will be activated on your device and you can start enjoying added security and complete transactions faster.  

 

Activate AppKey today and unlock a world of smart, simple, and secure banking with the Metrobank App! Metrobank accountholders and customers can download the Metrobank App for free on the Apple App Store and Google Play Store.