Metrobank unveils ‘Moneygurado,’ a docuseries on financial mindfulness told through real-life stories

Metrobank has launched Moneygurado, a campaign in line with its goal of instilling financial mindfulness among Filipinos and a docuseries that brings practical money guidance closer to Filipinos by grounding it in real-life stories, cultural realities, and everyday experiences.

Direk Joey Reyes, Audrey Cruz, and Digs Dimagiba exchange insights from the Moneygurado

docuseries, deepening the conversation on financial mindfulness and building resilience in the

face of uncertainty

Derived from “manigurado,” which means “to make sure” in Filipino, Moneygurado blends “money” and “sigurado,” capturing the goal of being confident, informed, and protected in every financial decision. It brings together everyday money management and fraud awareness, while taking a different approach—starting not with rules or tips, but with real Filipino experiences that reflect how people think and feel about money.

This builds on Metrobank’s long-standing advocacy of helping Filipinos grow and take control of their finances by translating concepts into everyday behaviors: planning ahead, spending with intention, protecting what they have, and staying open to opportunities for growth. Moneygurado positions financial mindfulness as a practical mindset that empowers individuals to navigate uncertainty with greater clarity, confidence, and control.

This initiative comes at a time when financial pressures are becoming more pronounced. Rising fuel prices, increasing cost of goods, and shifting economic conditions continue to affect household budgets, reinforcing the need to move from reactive habits to more deliberate financial decisions—from “bahala na” to “sigurado.”

“Moneygurado is about helping Filipinos become more intentional with their money by understanding the ‘why’ behind their decisions,” said Metrobank Chief Marketing Officer Digs Dimagiba. “By starting with real stories that reflect everyday realities, we make these conversations more relatable—and ultimately more actionable.”

Moneygurado: A docuseries grounded in real Filipino experiences

At the heart of the campaign is the Moneygurado docuseries, which explores money through real-life Filipino stories, unpacking how culture shapes financial behavior across debt, spending, saving, and resilience.

Instead of prescribing rules, the series examines how deeply rooted values—such as katatagan (resilience), hiya (shame), pakikisama(fellowship), and utang na loob (debt of gratitude)—influence how Filipinos save, spend, borrow, and give. While these values define identity, they can also lead to habits that put short-term social obligations ahead of long-term financial resilience.

The premiere episode, “Kapit Lang: The Filipino Way of Surviving,” features entrepreneur Audrey Cruz, founder of OnlyPans Taqueria in Poblacion, Makati. What began as a pandemic food delivery concept quickly grew into a thriving business—until a fire forced them to start over.

Her story highlights a familiar Filipino trait: katatagan or resilience. But it also underscores a deeper insight—survival alone is not enough without preparation. True financial resilience comes from intentional habits built before a crisis, not during it. By grounding insights in stories like this, Moneygurado reframes resilience from simply enduring challenges to preparing for them with purpose.

Upcoming episodes continue this exploration through different lenses: “Utang sa Pelikula: Self-Worth and Borrowing,” featuring director Jose Javier Reyes; “The Price of Hiya,” featuring historian Xiao Chua; and “Alkansya: The Filipino Art of Waiting,” featuring author Michelline Suarez.

While Moneygurado begins with stories, its purpose is to help Filipinos translate insight into action. Across the series, familiar financial behaviors are revisited through a more mindful lens—encouraging more purposeful borrowing, disciplined spending, goal-based saving, and a more intentional approach to resilience.

“Real progress starts when people see themselves in the story,” Dimagiba added. “Moneygurado is designed to meet Filipinos where they are—acknowledging their realities and helping them move forward with practical, meaningful actions.”

In the coming months, Metrobank will roll out additional Moneygurado episodes alongside accessible learning materials for students, families, and communities through its Earnest website, https://earnest.metrobank.com.ph/moneygurado.

 

 

Make the most of Holy Week- 4 getaways where your Metrobank card gets you further

 

Holy Week in the Philippines has always been a mix of reflection and escape. For many, it’s that much-needed pause—whether it’s a quiet retreat, a beach reset, or a long overdue road trip with family.

But this year, travel feels a bit more intentional. With rising fuel prices and tighter budgets, it’s no longer just about where you go, it’s about how to make every peso count while still enjoying the experience.

The good news? You don’t have to cut back on the experience. With the right choices and a little help from your Metrobank card, you can still enjoy that well-deserved break, just a bit smarter.

Metrobank lines up a slew of curated dining and travel deals across four key destinations nationwide, helping you make your Holy Week holiday spend more manageable:

1. Cebu: big savings for big group dining

Cebu isn’t just about the views—it’s about sharing them over good food. From breezy

mountain spots in Busay to beachfront dining in Mactan, it’s perfect for group trips where

everyone chips in (and saves).

Top picks:

 The Sports Lounge by Buffalo Brad’s – 50% OFF (min. PHP 5,000 spend with max

discount capped at PHP 3,000)

 Chateau De Busay – 30% OFF (for a min single-receipt spend of PHP 3,000)

Travel tip: Big group trips work best when you have a plan—from reservations to shared

expenses, everything becomes more manageable.

2. Boracay: dining perks by the beach

Boracay is a classic for a reason. Powdery white sand, clear waters, and now—more ways

to enjoy good food without overspending. Perfect for slow mornings, sunset walks, and

dinners that stretch late into the evening.

Top picks:

 Phin & Pho Boracay – 20% OFF (for a min single-receipt spend of PHP 2,000)

 Mucho's – 15% OFF (for a min single-receipt spend of PHP 2,000)

 Little Taj – 15% OFF (for a min single-receipt spend of PHP 2,000)

Travel tip: Let your trip adapt to your budget—choose spots where you get more value

without sacrificing the experience.

3. Subic: experience-driven family trips

A few hours from Manila, Subic is built for families who want more than just downtime.

Thinking of safari adventures? Try Zoobic Safari and score up to 25% OFF on entrance

tickets.

Travel tip: Sometimes the smartest move is to seek out practical options—destinations that

are closer, easier, and just as rewarding.

4. Tagaytay: near-city escapes that deliver value

For those skipping long drives, Tagaytay and nearby areas provide convenient and budget-

friendly alternatives. Enjoy a breath of fresh air, head to Paradizoo and get up to 25% OFF

on entrance tickets.

Travel tip: Even spontaneous trips can work when you make smarter spending choices

along the way.

Travel better, together Holy Week isn’t about spending more—it’s about making every peso count toward experiences that matter.

By planning ahead, choosing wisely, staying mindful of everyday costs, and making practical

decisions, travel becomes less stressful—and more meaningful.

With your Metrobank card, enjoy everyday savings and even on‑the‑road perks like 3% rebates

on toll fees and fuel spend at any gas station with the Toyota Platinum card. Because in times like these, it’s not just about where you go—it’s about knowing you’re making the right choices every step of the way.

Perks and discounts are available on select Metrobank Visa and Mastercard credit and debit

cards. 

Check out Metrobank’s website for more details

https://www.metrobank.com.ph/promos. Not a Metrobank cardholder yet? Apply via

https://apply.metrobank.com.ph/creditcard or visit your nearest Metrobank branch.

Fuel Your Lifestyle with Metrobank’s New Toyota Platinum Card

Metrobank, Toyota Motor Philippines Corporation, and Mastercard® have introduced the new Toyota Platinum Card, a credit card designed for the everyday Filipino motorist, helping them save on recurring financial responsibilities of owning a car, while earning rewards from their everyday expenses. 

The Toyota Platinum Card was developed in response to the rising costs of mobility-related expenses — from fuel, maintenance, toll fees and travel — and the need for practical, value-driven financial solutions.

Jason Crasto, Country Manager, Philippines Mastercard

"This launch isn't just about introducing a new card—it’s about keeping up with our customers’ evolving needs,” said Ramon del Rosario, Metrobank Consumer Business Sector Head. “Owning a car is a big milestone for many Filipinos, but it also comes with daily costs. The Toyota Platinum Card helps lighten that load with savings on fuel and toll fees, plus earning rewards points on everyday spending, so customers can make smarter financial choices.”

Echoing this commitment to customer value beyond the vehicle itself, Toyota Motor Philippines emphasized its broader role in supporting the motoring journey of Filipinos. “We believe that our responsibility goes beyond manufacturing vehicles.  Toyota aims to continue to improve the overall ownership experience and create value that supports our customers in their everyday lives,” said Mike Masamayor, Head for Customer First & Value Chain Operations.

Through this collaboration, cardholders are empowered to live life in full drive — on and off the road — by addressing the everyday realities of vehicle ownership while enhancing lifestyle spending.

Gail Male, Metrobank Head of Credit Cards, Personal Loans and Digital Channels Group

Cardholders enjoy:

• 3% rebate on toll fees and gas stations, here and abroad, with up to PHP 15,000 annual rebates on combined gas and toll fees spent
• Reward points for every PHP 20 spend

Toyota owners can further maximize the card’s benefits through enhanced rewards on Toyota-related transactions, including:
• 10% discount on genuine parts, accessories, and labor at Toyota dealers nationwide
• 0% installment for up to six months on Toyota dealer transactions
• Double reward points at preferred Toyota dealer
• 5% discount on Toyota Mobility rental locally

These savings and services help make daily commutes and weekend road trips lighter on the wallet and richer in experience here and abroad.

With Mastercard’s extensive global network, the Toyota Platinum Card delivers seamless and secure acceptance for fuel, toll, travel, and rental spend supported by innovative payments technology that helps more Filipinos access mobility wherever the road takes them. 

“Mobility shapes how people participate in work, family, and community life. At Mastercard, we’re committed to making that movement more inclusive by ensuring more Filipinos can travel with confidence. Together with Metrobank and Toyota Motor Philippines, we’re enabling a more secure, rewarding, and accessible mobility experience for everyone,” said Mr. Jason Crasto, Country Manager, Philippines, Mastercard.

By easing the everyday costs of driving while rewarding lifestyle spending, the Toyota Platinum Card enables motorists to focus on what truly matters – the journey ahead and the people they travel with.

Start your engines and experience life in full drive, apply for the Toyota Platinum Card today by applying online here  or visiting your nearest Metrobank branch. Current Toyota Classic cardholders may upgrade to the new Toyota Platinum Card by reaching out to Metrobank Card Customer Service Hotline at (02) 88-700-700 or 1-800-1888- 5775 (domestic toll-free).

Metrobank Makes Investing Easier with Fully Online UITF Access via Metrobank Online

 Metrobank continues to make investing easier and more accessible by enabling Unit Investment Trust Fund (UITF) account opening online.

Clients can now open and manage their UITF investments directly through Metrobank Online, the Bank’s internet banking platform. With the UITF Online feature, investing can be done anytime and anywhere. In just a few clicks, clients can subscribe to or redeem funds and monitor their portfolios, all professionally managed by Metrobank’s multi-awarded team of fund managers.

Whether you’re just beginning your investment journey or looking to diversify your portfolio, Metrobank offers a seamless way to grow your funds online. The UITF Online feature underscores the Bank’s commitment to helping Filipinos take charge of their financial growth through simple, secure, and expert-guided digital investment platforms.

Metrobank’s over 25 UITF products are designed to meet specific financial goals and risk profiles—from short-term objectives to long-term aspirations. For new investors, Metrobank Online requires PHP10,000, an affordable and accessible entry point to investing. Meanwhile, for experienced investors, the Bank offers a strategic avenue to diversify portfolios and build on existing wealth.

To ensure your peace of mind while you digitally manage your funds, Metrobank ensures that the Metrobank Online platform is backed by global security standards. And to help you better understand your investment’s performance and make your next money move, you will receive timely research notes and market insights from the country’s best managed and strongest bank.

"Metrobank UITF Online exemplifies our commitment to innovation by offering a secure, seamless digital investment platform. Backed by Metrobank’s proven fund management expertise, clients gain confidence, efficiency, and access to expert insights – empowering informed decisions and long-term financial growth," said Ric Pedrosa, Metrobank Head for Trust Banking Group.

Metrobank’s Trust Banking Group has once again been recognized for its excellence in managing peso- and dollar-dominated UITFs at the CFA Society Philippines’ 10^th Annual Best Managed Funds of the Year Awards 2025, which highlights outstanding fund managers in the country.

Start growing your money easily, securely, and confidently with Metrobank UITF Online.

 

Couple Goals: How Managing Money Together Strengthens Your Bond

 February is full of heart-shaped chocolates, bouquets of flowers, and the scramble for restaurant reservations. The kilig will always have its place, but couples who have been together for years know that lasting love is not just about grand gestures, it's in the everyday ways you show up for each other.

And yes, that includes money. Finances can feel tricky to talk about, but how you handle money together says a lot about commitment. When done right, shared financial habits can be one of the most genuine expressions of love. 

Here’s how your money habits might reflect your love language and how having the right banking partner like Metrobank can keep your relationship in good hands.

 

1. Acts of Service: Taking care of what matters

Beyond the gestures of opening the door or saving your partner a seat, it’s making sure the bills are paid on time, tracking shared expenses, and handling the “boring” but essential tasks that keep life running smoothly.

Metrobank’s bill payment and credit card tools make it easier to not only to stay organized, but also to show that you care – so you can focus on each other instead of last-minute stress.

2. Words of Affirmation: The budget sit-down

Budgeting doesn't always sound romantic, but it can be. Conversations about saving for a home, a car, or a wedding, build trust and alignment that you see a future together.

Saving tools like Metrobank’s eSavings or placing your money in a Metrobank online time deposit that allows you to earn a little more can help turn shared goals into clear plans. Because sometimes, “I see us building a life together” is the most powerful affirmation of all.

3. Physical Touch: The security of a safety net

Safety and closeness go hand in hand. An emergency fund is like a reassuring hug – it gives peace of mind and creates a sense of protection, allowing couples relax and focus on connection instead of worrying. Building that cushion together is its own form of closeness.

4. Quality Time: Investing in your future

It isn’t just about dates – it's about building something meaningful together. From exploring investments like Unit Investment Trust Funds (UITFs) to planning big trips and securing the best deals at the upcoming Metrobank Travel Fair from February 20-22, 2026, you’re investing in experiences as much as financial growth.

After all, wealth isn’t just measured in numbers, but in memories you’ll look back on years from now.

5. Receiving Gifts: Make everyday spending work for you 

Who doesn’t love a little surprise? Using your Metrobank credit card allows you to earn points from regular purchases, turning routine swipes into date nights, airline miles for trips, or thoughtful gifts. You also don’t need to worry about money transfers for your purchases, as you can enjoy PHP8 InstaPay fee per transaction — Metrobank's lowest rate ever.

This month of love, go ahead and buy the flowers. Make the reservation. Post the sweet photo. But when the night winds down, take a moment to talk about your future, too. Because planning your financial journey together isn’t just adulting—it’s one of the sincerest ways to say, “I’m in this with you.”

Ready to take the next step in your financial journey together? Discover Metrobank’s products and services to help you and your partner build a stronger, more secure future. Visit the Metrobank website to explore products tailored to your goals, and head to earnest.ph for practical tips on growing your finances with confidence.

Metrobank Empowers First-Time Investors with Simple and Secure Investment Options

 If you’re a young professional or just starting out, you’ve probably heard the advice to "invest your money," but the how-to part is either left to the unknown or felt complicated. There is also this belief back in the day that you need a huge amount of money to start your first investment.

The good news is banks like Metrobank are making investing, especially for first-time investors, easier, more accessible, and most importantly, secure.

The Bank recently introduced Unit Investment Trust Fund (UITF) Online, a feature in Metrobank Online–its internet banking platform– that enables clients to manage their accounts, make transactions, and explore investment options such as UITFs through a web browser on their computer or mobile device. 

Metrobank UITF Online makes the intimidating process of investing into a simple, confidence-building experience available right at your fingertips.

Your Path to Investing Just Got Easier

Moving your hard-earned savings into a strategic investment is a sign of financial maturity. Metrobank developed this new platform to provide three powerful benefits designed specifically for beginners:

1. Expertise Takes the Lead

One of the biggest anxieties in investing is the fear of making a wrong move. With UITFs, that concern is handled for you. When you invest, your money is pooled with others and managed by multi-awarded and highly skilled Metrobank fund managers.

This means your portfolio is constantly monitored, strategically grown, and backed by professional expertise—giving you the peace of mind of knowing your money is in good hands without requiring you to become a full-time market analyst overnight.

2. Convenience, Wherever You Are

Your time is valuable. Metrobank UITF Online is built to give you the convenience of technology, allowing you to start your investment journey with your device whenever and wherever you are.

• 24/7 Access: With Metrobank UITF Online, which you can access through your Metrobank Online account, you can start investing in UITFs, top up on your investments, and track your portfolio’s performance anytime, anywhere.

• In good, secure hands: Metrobank’s digital platform is built with global security standards, ensuring your transactions are safe and giving you peace of mind as you grow your wealth.

3. A Practical Starting Point

Investing should feel accessible, not exclusive.

• Affordable initial capital to invest: To help you take that crucial first step, you can begin your investment journey with a minimum amount of just PHP 10,000. This makes getting started in investing highly practical. 

• Plenty of options: You’ll have access to an extensive lineup of over 25 different UITF products through the platform, allowing you to choose an investment that best fits your comfort level and financial goals.

By simplifying the entry point and pairing digital convenience with professional management, Metrobank is ensuring that your journey from saving to investing is both secure and straightforward. Moving beyond traditional savings is a significant step, and now it's one you can take confidently with Metrobank UITF Online.

Ready to start growing your money? Learn more about Metrobank UITFs: https://www.metrobank.com.ph/investments/uitf

Start investing easily on Metrobank Online by visiting https://onlinebanking.metrobank.com.ph/

Metrobank Inspires You to Spark Joy and Earn Rewards While You Save

 What truly sparks joy for you? Maybe it’s that long-overdue beach vacation, the sense of financial wellness you’ve been working toward, or simply knowing your savings are growing for something that matters most — your peace of mind. 

 

Whatever brings you happiness, big or small, Metrobank wants to spark even more joy along the way. That is why it recently introduced the Spark Joy Promo to get you one step closer to your dreams by rewarding your everyday saving habits.

 

Because if you think about it, saving isn’t just about numbers on your bank account— it’s about the life moments you’re working toward. Now, Metrobank is giving you an extra reason to feel good about it with a guaranteed eGift of up to PHP10,000 just for growing your money with the Spark Joy Promo.

 

The promo runs from October 24, 2025 to February 28, 2026. It’s simple: the more you save, the more you earn — not just in interest, but in instant rewards that give you additional money boost. 

Joining is easy. If you do not have a deposit account with Metrobank yet, you can open an account at any Metrobank branch or start an eSavings account through the Metrobank App. 

Once your account is set or if you already have a Metrobank deposit account, simply register for the promo via the Giftaway portaland start building your savings. All you need to do is reach the required average daily balance (ADB) of at least PHP15,000 and maintain it for six months — or continue adding up.  The higher your ADB growth, the bigger your eGift reward will be. 

For example, if your savings grows by PHP15,000 and you maintain it, you’ll get a PHP300 eGift. If you reach and sustain PHP 500,000, you can unlock a guaranteed PHP10,000 reward. It’s like hitting a “level up” moment in your savings journey— and who doesn’t love a good win? 

Think of this as a joyful challenge to yourself: to save with purpose, to reach milestones that matter, and to treat yourself along the way. Whether you’re saving for short-term happiness or long-term security, Spark Joymakes the journey rewarding— literally. 

 

To learn more or to register, check the Metrobank Spark Joy Promo page or drop by your nearest Metrobank branch. 

Because with Metrobank, your savings don’t just grow— they spark joy.

Metrobank Kicks Off the Season with #EarlyGIFT Challenge and Happy Holideals

 For a lot of Filipinos, owning or upgrading their home and car count among their biggest life goals and the best holiday gift they can give to themselves and their loved ones. This August, Metrobank begins the celebration of the holiday season early with a call to jumpstart Filipinos’ journey to financial mindfulness, as well as great deals to help them finally make these dreams a reality, and achieve it even earlier.

A month before the –ber months, one of the world’s longest holiday season, the bank launched its early holiday season advocacy and offers at a media event on August 8 at One Ayala Malls. The event was made more meaningful and underscored the pre-holiday call to act early, as Jose Mari Chan, the country’s holiday season icon, serenaded the audience with the earliest carols of the year, to help spread the message of early planning and joyful, purposeful spending.

Your guide to turning your dreams into reality

Last year, Metrobank introduced G.I.F.T., a pre-holiday tradition that encourages Filipinos to plan ahead of the holidays using four practical financial principles: Get guided by goals, Invest your bonus wisely, Follow a budget plan, and Take advantage of deals --- all before the holiday season rolls in. With international studies showing that 8 out of 10 people are not able to achieve their new year resolutions made in January, taking up Metrobank’s challenge to start planning their financial goals in August gives them the clearer headspace before the biggest spending or saving season of the year, and increases their chances of fulfilling their goals. The bank aims to make more Filipinos be more financially mindful and help them avoid the so-called financial hangover often experienced post-holidays.

This year, Metrobank is taking the next step with the introduction of the #EarlyGIFT Challenge – encouraging Filipinos to take concrete action towards their dreams. This is an invitation for every Filipino to jumpstart their journey to financial mindfulness this August.

The challenge is simple: participants only need to write down one goal they truly want to achieve in the next 12 months. Ensure that this goal is meaningful, specific enough to track, and realistic enough to reach within a year. Then, share it on social media with the hashtag #EarlyGIFT, and invite their family and friends to do the same. 

Chief Marketing Officer Digs Dimagiba said the #EarlyGIFT Challenge will help start a change in mindset for individuals to be more financially purposeful which then creates a ripple effect towards better decision making.

“We encourage all Filipinos to become more financially mindful and resilient by redefining our usual holiday traditions when it comes to financial planning. Let us all start making our resolutions early in August – take the time to reflect, make just 1 specific and realistic goal that you can publicly commit to doing for the next 12 months, and inspire others to join you so you have a support system and this time, you as well as your family and friends can all finally accomplish your resolutions and grow together,” he added.

Your partner to achieving the car and home of your dreams 

To help Filipinos get started early in achieving their biggest life dreams in August, Metrobank also announced the bank’s Happy Holideals promo. 

Metrobank Consumer Lending Group Head Peaches Cuenco shared “Metrobank believes that your dreams of moving into a new home or driving a new car should not wait until the holiday season. With our Happy Holideals promo that offers low rates, waived fees, and more, you can start working on your goals today and we will be your financial growth partner every step of the way.”

The Happy Holideals promo lets borrowers who will apply and have their car or home loan approved before October 15, 2025, and booked by October 31, 2025 will enjoy exclusive rewards, competitive loan rates, and so much more: 

• Waived fees of up to PHP100,000 on both home and car loan applications. This includes mortgage registration fees, documentary stamp tax, and notarial fees. 
• Low interest rates, starting at 8.70% interest rate per annum (p.a.) for car loans and 6.50% interest rate p.a. for home loans with a minimum term of three years. 
• Free car insurance from AXA Philippines for the first year on car loans.  
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Clients can conveniently apply online through Metrobank's website or visit the nearest Metrobank branch.  

By rolling out these offers ahead of the traditional holiday rush, Metrobank brings the joy of the season earlier than expected. 

To learn more about the Happy Holideals promo or how to join the #EarlyGIFT Challenge, visit www.metrobank.com.ph or follow Metrobank on its official social media channels.