Metrobank Empowers First-Time Investors with Simple and Secure Investment Options

 If you’re a young professional or just starting out, you’ve probably heard the advice to "invest your money," but the how-to part is either left to the unknown or felt complicated. There is also this belief back in the day that you need a huge amount of money to start your first investment.

The good news is banks like Metrobank are making investing, especially for first-time investors, easier, more accessible, and most importantly, secure.

The Bank recently introduced Unit Investment Trust Fund (UITF) Online, a feature in Metrobank Online–its internet banking platform– that enables clients to manage their accounts, make transactions, and explore investment options such as UITFs through a web browser on their computer or mobile device. 

Metrobank UITF Online makes the intimidating process of investing into a simple, confidence-building experience available right at your fingertips.

Your Path to Investing Just Got Easier

Moving your hard-earned savings into a strategic investment is a sign of financial maturity. Metrobank developed this new platform to provide three powerful benefits designed specifically for beginners:

1. Expertise Takes the Lead

One of the biggest anxieties in investing is the fear of making a wrong move. With UITFs, that concern is handled for you. When you invest, your money is pooled with others and managed by multi-awarded and highly skilled Metrobank fund managers.

This means your portfolio is constantly monitored, strategically grown, and backed by professional expertise—giving you the peace of mind of knowing your money is in good hands without requiring you to become a full-time market analyst overnight.

2. Convenience, Wherever You Are

Your time is valuable. Metrobank UITF Online is built to give you the convenience of technology, allowing you to start your investment journey with your device whenever and wherever you are.

• 24/7 Access: With Metrobank UITF Online, which you can access through your Metrobank Online account, you can start investing in UITFs, top up on your investments, and track your portfolio’s performance anytime, anywhere.

• In good, secure hands: Metrobank’s digital platform is built with global security standards, ensuring your transactions are safe and giving you peace of mind as you grow your wealth.

3. A Practical Starting Point

Investing should feel accessible, not exclusive.

• Affordable initial capital to invest: To help you take that crucial first step, you can begin your investment journey with a minimum amount of just PHP 10,000. This makes getting started in investing highly practical. 

• Plenty of options: You’ll have access to an extensive lineup of over 25 different UITF products through the platform, allowing you to choose an investment that best fits your comfort level and financial goals.

By simplifying the entry point and pairing digital convenience with professional management, Metrobank is ensuring that your journey from saving to investing is both secure and straightforward. Moving beyond traditional savings is a significant step, and now it's one you can take confidently with Metrobank UITF Online.

Ready to start growing your money? Learn more about Metrobank UITFs: https://www.metrobank.com.ph/investments/uitf

Start investing easily on Metrobank Online by visiting https://onlinebanking.metrobank.com.ph/

Metrobank Inspires You to Spark Joy and Earn Rewards While You Save

 What truly sparks joy for you? Maybe it’s that long-overdue beach vacation, the sense of financial wellness you’ve been working toward, or simply knowing your savings are growing for something that matters most — your peace of mind. 

 

Whatever brings you happiness, big or small, Metrobank wants to spark even more joy along the way. That is why it recently introduced the Spark Joy Promo to get you one step closer to your dreams by rewarding your everyday saving habits.

 

Because if you think about it, saving isn’t just about numbers on your bank account— it’s about the life moments you’re working toward. Now, Metrobank is giving you an extra reason to feel good about it with a guaranteed eGift of up to PHP10,000 just for growing your money with the Spark Joy Promo.

 

The promo runs from October 24, 2025 to February 28, 2026. It’s simple: the more you save, the more you earn — not just in interest, but in instant rewards that give you additional money boost. 

Joining is easy. If you do not have a deposit account with Metrobank yet, you can open an account at any Metrobank branch or start an eSavings account through the Metrobank App. 

Once your account is set or if you already have a Metrobank deposit account, simply register for the promo via the Giftaway portaland start building your savings. All you need to do is reach the required average daily balance (ADB) of at least PHP15,000 and maintain it for six months — or continue adding up.  The higher your ADB growth, the bigger your eGift reward will be. 

For example, if your savings grows by PHP15,000 and you maintain it, you’ll get a PHP300 eGift. If you reach and sustain PHP 500,000, you can unlock a guaranteed PHP10,000 reward. It’s like hitting a “level up” moment in your savings journey— and who doesn’t love a good win? 

Think of this as a joyful challenge to yourself: to save with purpose, to reach milestones that matter, and to treat yourself along the way. Whether you’re saving for short-term happiness or long-term security, Spark Joymakes the journey rewarding— literally. 

 

To learn more or to register, check the Metrobank Spark Joy Promo page or drop by your nearest Metrobank branch. 

Because with Metrobank, your savings don’t just grow— they spark joy.

Metrobank Kicks Off the Season with #EarlyGIFT Challenge and Happy Holideals

 For a lot of Filipinos, owning or upgrading their home and car count among their biggest life goals and the best holiday gift they can give to themselves and their loved ones. This August, Metrobank begins the celebration of the holiday season early with a call to jumpstart Filipinos’ journey to financial mindfulness, as well as great deals to help them finally make these dreams a reality, and achieve it even earlier.

A month before the –ber months, one of the world’s longest holiday season, the bank launched its early holiday season advocacy and offers at a media event on August 8 at One Ayala Malls. The event was made more meaningful and underscored the pre-holiday call to act early, as Jose Mari Chan, the country’s holiday season icon, serenaded the audience with the earliest carols of the year, to help spread the message of early planning and joyful, purposeful spending.

Your guide to turning your dreams into reality

Last year, Metrobank introduced G.I.F.T., a pre-holiday tradition that encourages Filipinos to plan ahead of the holidays using four practical financial principles: Get guided by goals, Invest your bonus wisely, Follow a budget plan, and Take advantage of deals --- all before the holiday season rolls in. With international studies showing that 8 out of 10 people are not able to achieve their new year resolutions made in January, taking up Metrobank’s challenge to start planning their financial goals in August gives them the clearer headspace before the biggest spending or saving season of the year, and increases their chances of fulfilling their goals. The bank aims to make more Filipinos be more financially mindful and help them avoid the so-called financial hangover often experienced post-holidays.

This year, Metrobank is taking the next step with the introduction of the #EarlyGIFT Challenge – encouraging Filipinos to take concrete action towards their dreams. This is an invitation for every Filipino to jumpstart their journey to financial mindfulness this August.

The challenge is simple: participants only need to write down one goal they truly want to achieve in the next 12 months. Ensure that this goal is meaningful, specific enough to track, and realistic enough to reach within a year. Then, share it on social media with the hashtag #EarlyGIFT, and invite their family and friends to do the same. 

Chief Marketing Officer Digs Dimagiba said the #EarlyGIFT Challenge will help start a change in mindset for individuals to be more financially purposeful which then creates a ripple effect towards better decision making.

“We encourage all Filipinos to become more financially mindful and resilient by redefining our usual holiday traditions when it comes to financial planning. Let us all start making our resolutions early in August – take the time to reflect, make just 1 specific and realistic goal that you can publicly commit to doing for the next 12 months, and inspire others to join you so you have a support system and this time, you as well as your family and friends can all finally accomplish your resolutions and grow together,” he added.

Your partner to achieving the car and home of your dreams 

To help Filipinos get started early in achieving their biggest life dreams in August, Metrobank also announced the bank’s Happy Holideals promo. 

Metrobank Consumer Lending Group Head Peaches Cuenco shared “Metrobank believes that your dreams of moving into a new home or driving a new car should not wait until the holiday season. With our Happy Holideals promo that offers low rates, waived fees, and more, you can start working on your goals today and we will be your financial growth partner every step of the way.”

The Happy Holideals promo lets borrowers who will apply and have their car or home loan approved before October 15, 2025, and booked by October 31, 2025 will enjoy exclusive rewards, competitive loan rates, and so much more: 

• Waived fees of up to PHP100,000 on both home and car loan applications. This includes mortgage registration fees, documentary stamp tax, and notarial fees. 
• Low interest rates, starting at 8.70% interest rate per annum (p.a.) for car loans and 6.50% interest rate p.a. for home loans with a minimum term of three years. 
• Free car insurance from AXA Philippines for the first year on car loans.  
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Clients can conveniently apply online through Metrobank's website or visit the nearest Metrobank branch.  

By rolling out these offers ahead of the traditional holiday rush, Metrobank brings the joy of the season earlier than expected. 

To learn more about the Happy Holideals promo or how to join the #EarlyGIFT Challenge, visit www.metrobank.com.ph or follow Metrobank on its official social media channels. 

 

Live Your K-Pop Dreams at the 2025 MAMA Awards in Hong Kong with Metrobank Visa

 K-Pop fans: ever dreamt of being in the same space as your idols, feeling the energy of a live performance, and soaking in the global phenomenon that is the annual MAMA AWARDS? Well, get ready, because you can be among the stars this November – here’s how!

That dream could be a reality for you as Metrobank is giving away 2025 MAMA AWARDS Packages for 15 lucky Metrobank Visa cardholders! Each winner will get to enjoy roundtrip economy flights to Hong Kong for 2 people, a fantastic 4-day, 3-night hotel stay from November 27-30, 2025, and even a curated concert essentials pack for you and your friend to see your K-Pop idols in the flesh.

So, how do you get the VIP experience to this epic event? It's easier than you think! From June 25 to September 14, 2025, all you have to do is:

 

• First, register your Metrobank Visa credit card via https://metrobankcard.mymcc.gift or through the Metrobank website. Registration is open during the promo period. No registration, or late registration, means your entries won't qualify, and we wouldn't want you to miss out!

 

• Shop Local, Win Big: Earn five raffle entries, for every single-receipt transaction worth PHP3,500 with your Metrobank Visa credit card at any local store nationwide.

 

• Go Global, Get More Entries: Planning an international trip soon? Use your Metrobank Visa for your purchases abroad and get 10 raffle entries for a minimum single receipt spend of PHP10,000!

 

• Boost Your Chances with a Metrobank Travel Signature Visa: Apply and get approved for a new Metrobank Travel Signature Visa from June 15 to August 30, 2025, and you'll automatically bag five bonus raffle entries! Plus, you get to enjoy exciting benefits such as a low forex rate of 1.68%, 1 mile converted from every PHP 30 spend, and unlimited local lounge access via PAGSS. With this new card, you are always closer to your next trip and now, to living out your  biggest K-Pop awards ceremony  dream!

A few important things to remember: This promo is specifically for card-present transactions (think tapping your card in stores), so online purchases won't count for entries. And of course, make sure your Metrobank Visa credit card is active, and your passport is valid for at least 6 months from the date of the trip – you'll need both for your K-Pop adventure!

The grand raffle draw will be on September 29, 2025. Keep an eye on Metrobank Card's social media pages, your email, SMS, registered mail, or even a call-out within five banking days of the draw – you might just be one of our lucky winners!

 

With your Metrobank Visa credit card, you can get access to the best experiences to ignite your passion points. Visit the official website of Metrobank at metrobank.com.ph or a Metrobank branch near you to apply for one today.

 

Celebrate Mom in Style: Exclusive Mother’s Day Destinations with Your Metrobank Credit Card

 It’s true that every mom has many sides. The woman who rises early in the morning to get everyone ready for the day is the same woman who unwinds with a glass of wine in the evening. She’s the same woman who enjoys tasting menus with her friends and savors coffee alone in a quaint café. She can be sentimental one moment, and silence you with just a look the next. 

 

This Mother’s Day, let’s celebrate every side of mom! Whether she’s in the mood for indulgence, nostalgia, or something simple — show your appreciation by treating her to meals that match her mood. With a little help from your Metrobank credit card, you can even enjoy dining deals with these restaurants and cafes across the metro.  
 
Now, you don’t have to compromise between pampering her and sticking to your budget. From stylish steakhouses to laid-back cafes, there’s a dining destination to make her feel truly celebrated – and a Metrobank deal to bring you the most value for your money.  
 
1. For a fancy night out 
For moms who love fine dining and the joy of getting dressed up for a special occasion, a fancy night out is the perfect treat.  

  

Chef Kevin Paolo Villarica’s Le Feu Steakhouse is an excellent pick with their Picanha Steak Black Onyx and Grilled Prawn Aglio Olio. Enjoy an elevated dining experience at a discount - as they’re offering 10% off for Metrobank cardholders until June 30.  
 
2. For the perfect girl brunch 
When mom wants to keep it laid-back, a brunch date over fun conversations is all she needs. Whether you’re looking to enjoy this with a glass of mimosa or a cup of coffee – you can take advantage of awesome deals with these options from Metrobank. 

  

Within the city, you can drop by Sourdough Cafe branches, which serve up immaculate vibes with their Mother’s Day special, offering an all-day brunch experience, complete with mimosas, artisanal sourdough bread, and perfectly seared steak, among others. Get 20% off on your orders for a minimum spend of P5,000 until September 30.  

  

For those in Cebu, you can swing by 5G Coffee House to enjoy their homey vibes, signature croissants, and a warm cup of coffee. You can even get 10% off when you take home a box of 6 croissants until September 30. 
 
3. For mom’s hearty cravings 
For moms who crave hearty, comforting meals, hot pot is always a hit. In many cultures, this meal represents warmth and togetherness, often enjoyed during family gatherings – perfect for every big family’s Mother’s Day celebration. 

  

At Cheng Du Hot Pot, you can enjoy 20% off on your orders for a minimum spend of P2,700 plus, you get a bonus free pumpkin pie until December 31. Mala Malatang also brings bold flavors to the table with 20% off for a minimum spend of P1,000 until June 30. 
 
4. For a dining trip around the world 
If you don’t have time to travel for this special occasion, take mom’s palate on a worldwide adventure with vibrant and flavorful dishes. Your Metrobank card is the key for good deals on your next middle eastern, oriental, or Italian food adventure.  

  

If she’s in the mood for Mediterranean flavors, grant her wishes with a medley of delectable eats at Persia Grill during the day; or treat her to a fun, casual night out with cocktails, beers and grilled sticks of meaty goodness at Kite Kebab Bar! Enjoy these with a 20% off deals for a minimum spend of PHP 1,500, valid until May 31.  

  

Luck Garden Seafood Restaurant offers tasty, authentic Chinese food. Avail of the10% discount when you spend a minimum of P1,500, or enjoy their dim sum at P88 and P108 per order during Dim Sum Happy Hour until July 31.  

  

Lastly, satisfy your Italian comfort food cravings at Buca Di Beppo, which offers 20% off for a minimum spend of P2,500. 
 
5. For something casual and comforting 
Sometimes, all mom wants is good food without fuss. You can never go wrong with food that tastes just like home – especially with exclusive Metrobank card deals just for you. 

  

Cafe Dulcinea is perfect for nostalgic Spanish flavors, offering 20% off for a minimum spend of P2,500 until July 31. For homey Filipino-Spanish fusion, try Cocina Estefania and get 30% off for a minimum spend of P2,500 within the same period.  

 

With your Metrobank credit card, organizing a memorable Mother’s Day celebration is easy, rewarding, and budget-friendly. Start planning the best date for mom today. Check out the Metrobank website for the full list of restaurants and dining deals that you can take advantage of with your Metrobank card.   

 

Metrobank Makes Dreams Happen with Low Loan Rates and Zero Fees on Home & Car Loans

 With the momentum of the new year in full swing, now is the perfect time to start achieving your big life goals – be it stepping into your own house or driving the car that fits your lifestyle.

This 2025, Metrobank is your trusted financial partner in unlocking these milestones with the launch of the Goals Made Real Promo. This offer not only comes with low rates for car and home loans but also includes up to PHP60,000 in waived fees, and other exclusive perks!

The Goals Made Real promo, which runs from February 10 to May 30, 2025, makes buying a new car for yourself or purchasing that dream family home more achievable and affordable.

 

When you apply and get approved of a Metrobank Car Loan during the promo period, you get to enjoy interest rates as low as 8.62% p.a. plus the following offers:

 

• Waived fees of up to PHP60,000 that cover Chattel Mortgage Registration Fee, Documentary Stamp Tax, and Notarial Fee. You can use these savings to buy new accessories for your car;
• Free AXA Philippines car insurance on the first year; and
• Bonus! Once your application is approved, you are pre-qualified for a Metrobank Toyota Mastercard credit card.

 

Meanwhile, for a Metrobank Home Loan, you will enjoy a low interest rate of 6.75% p.a. plus the following:

 

• Waived fees of up to PHP60,000 that cover Mortgage Registration Fees, Documentary Stamp Tax, and Notarial Fee. These savings can be used for your other home needs;
• Bonus! Once your loan application is approved you are pre-qualified for a Metrobank credit card.

 

Don't wait – make your dream home or car a reality with Metrobank's Goals Made Real promo! Apply for a Metrobank Home Loan at https://www.metrobank.com.ph/application-form or a Metrobank Car Loan at https://mcola.metrobank.com.ph/car-loan. Make sure to avail your loan on or before July 31, 2025 to enjoy all these perks

Top Up and Cash In: Metrobank Rewards You with up to PHP 10,000

Whenever you receive extra funds, where do you put it? Some choose to grow their savings and add it to their bank account. For others, it’s the perfect chance to indulge in their interests—whether it’s upgrading their gear for a new hobby or booking a ticket for that long-awaited trip to their dream travel destination—guilt-free. 

But what if you can do both?   

With Metrobank’s new offer, existing accountholders can put their money to work and grow their savings – allowing them to fund their interests! Introducing Metrobank’s Spark Your Interest promo: a rewarding opportunity to earn up to PHP 10,000 cash gift by simply depositing more to your Metrobank Personal Deposit account from now until May 15, 2025. 

Here's how the promo works:  

• If you opened your first Metrobank Personal Deposit (savings or checking) account on or before June 30, 2024, you qualify for this promo.  
• Add at least PHP 50,000 to your Personal Deposit (savings or checking) account and maintain that for at least six months to receive a cash gift ranging from PHP 1,500 to a generous PHP 10,000. Refer to the Cash Gift guide table to know how much cash rewards you earned. 
• Don’t forget! Before you top up your account, be sure to register to join the promo. Send an email to customercare@metrobank.com.ph or call (02) 88-700-700. Provide your contact details linked to your Metrobank app or Metrobank online account. 
• Wait for a confirmation SMS on your promo registration. 
• Once received, you can start topping up your funds and maintain them in your account for 6 months after your registration month. 

 Here’s the Cash Gift guide for Metrobank’s Spark Your Interest promo: 

 

Top up amount   (Must be maintained in your account for six months)	Cash Gift you'll receive
PHP 50,000 to PHP 99,999.99	PHP 1,500
PHP 100,000 to PHP 499,999.99	PHP 2,000
PHP 500,000 and up	PHP 10,000

 

Earning more money and growing your savings is that easy! So don't let your spare funds go to waste – take advantage of Metrobank's Spark Your Interest promo and turn your savings into rewards. It's a simple, secure, and effective way to achieve your financial goals.  

To learn more about this new offer, visit https://www.metrobank.com.ph/promos/spark-your-interest.