Starbucks Autumn Leaf Card and Mid-Autumn Festival Card is now available at your favorite Starbucks branch

For the Starbucks card enthusiasts, Starbucks PH launches two cards to add up to your collection. The Autumn Leaf Card / instant keychain comes in every shade of the autumn spectrum - red, yellow, orange, brown and green. You could bring your fashionable card/keychain anywhere you go! These are available starting September 14 at your nearest favorite Starbucks branch.

Welcome another change in season with these delightful leaves in every shade of the autumn spectrum - red, yellow, orange, brown and green.

The card is available for an initial consumable load amount of ₱500 per card.

The purchase is limited to  two (2) activated Autumn Leaf Cards per customer per day.

The other one is the Mid-Autumn Festival Card also known as the Moon Festival, celebrated in the middle of the autumn season.  It is the time of the year when the moon is at its brightest and fullest.

The card is available for an initial consumable load amount of ₱300.

Purchase limit of two (2) activated Mid-Autumn Festival Cards  per customer per day

Althea PH celebrates one year with new Korean beauty products and skincare!

I discovered Korean skincare and beauty products through a friend way back 2012. When I ran out of my MAC Fix Studio, and wanted to try something new. Through a friend's recommendation,  I bought my first Korean face powder foundation Skinfood Red Ginseng at Skin Food SM North. I heard a lot about the benefit of Ginseng and its promise of brightening skin. I bought 2 compacts and finished them within 1 year and a half. When I came back to buy another compact, Skinfood ran out of stock and eventually stopped distributing it after following it up for a year.  My dilemma was how and where to purchase online,  it was never cheap to buy Korean products online then.

Fast forward to 2015, I received an email from Althea Korea asking if I would like to try out their Korean Beauty Products and I said yes right away. I purchased some beauty facial masks, Missha Time Revolution and underarm cleansing pads. The transaction was fast and package was adorable with its pink box. I was happy with my purchases. I blogged it here http://lemongreenteaph.blogspot.com/2016/02/the-top-5-k-beauty-products-to-watch.html

Last July 2016, Althea Korea celebrate their first year anniversary with lots of freebies and a contest that would let you win amazing prizes such as Macbook Air, Ipad Air 2, iPhone 6S, Galaxy S6 Edge, Canon EOS M10 Selfie Camera, Althea credits and beauty hampers from Althea!

I received my Althea birthday box together with my favorite Korean beauty skincare Laneige water sleeping mask, Nine Point hand and nail cream and Big Marker Witch's Pouch Skinny Brush Big Marker! The shade I got is Big Black.

It comes with a free Innisfree cleansing sachet. I instagrammed it here https://www.instagram.com/p/BIU6byBAWa6/?taken-by=jlougar

These are my Korean skincare loot from Althea PH 1st year anniversary last July.  It consists of the following;

Big Marker Witch's Pouch Skinny Brush Big Marker

I love how thinly it lines,  perfect for my peeper! I will use this as soon as my gel liner runs out.

Laneige water sleeping mask

I heard good reviews from this Korean line Laneige. This is my first time to use Laneige Water Sleeping Mask.

Upon applying at night the mask  gives the skin a lively, well-rested appearance the next morning because of its Sleep-tox purifying effect. Will use this soon and write a review after.

Nine Point hand and nail cream

This came just in time, when I had blisters all over my fingers due to some strong detergent powder I used two months ago. It has natural calming ingredients like Shea Butter to stop the itchiness. I love how it smells, and smooths out the blisters from my fingers. I have been using this since July so far so good I have seen improvement from both hands and will repurchase again from Althea Korea PH online before it runs out.


For all your hard-to-find Korean Beauty and Skincare products please visit Althea website here
https://ph.althea.kr/ and facebook page here https://www.facebook.com/altheaphilippines/

Paulo Avelino #BringsOutTheSwag with Stylex Gel

What's the first thing you would check out for a guy? For me, its the way he carries himself, the way he speaks and his hair. I dont care if what haircut he sported as long as his hairstyle is bagay with his personality.  Between styling gel and wax, almost men I know uses gel. Because of the hold it creates and it is available even at a sari sari store.

Splash Corporation recently launched Stylex Styling Gel together with Stylex Celebrity ambassador Paolo Avelino at Felipe & Sons in El Pueblo, Ortigas Center,last September 9, 2016. The launch was hosted by TV and Radio Personality Ms. Sam Oh.

Paulo Avelino who brought out the swag dressed in his leather jacket and a denim was oh so dapper with his pompadour hairstyle! He told the media that he uses Stylex Styling Gel in strong hold for his crowning glory. It let him style his hair according to what he projects on a daily basis.

Since Styling Gel is cool again! Stylex Styling Gel is now available in normal, strong hold and extreme hold.

During an interview with the event’s host, TV and radio personality Sam Oh, Splash Corporation AVP and Head of Marketing Pam Sulit said, “It’s true: gel is making a big comeback in hairstyling. Gel can help make possible a variety of hairstyles for any length. Paolo is the perfect personality to bring back the swag. He is confident and stylish but accessible and relatable. He’s a heartthrob but also a man’s man.”

Paolo, for his part, told the media in attendance, “Stylex styling gel is cool because it gives me versatility in doing my hairstyle every day. Plus, the hold is so dependable, it lasts the whole day. So whether I’m in a shoot for hours and hours or simply hanging out with my friends for a meal, I know I can always count on Stylex to give me that swag.”

Guests were treated to free hair styling and experienced for themselves how easy Stylex is to use plus the overall cool factor of Stylex’s three variants: extreme hold, strong hold and normal hold. The hair style determines what strength hold is appropriate. The more stylized, the stronger hold needed.

Felipe & Sons’ expert stylists also performed an on the spot makeover with three models featuring three signature looks that can easily be tried at home: the brofessional appropriate for school or work, the pompadour to add style to a special date and punk for partying all night. These are just three of many distinct styles that can work to bring out anyone’s swag.

To share your own Stylex swag,post your photo with the tags, #BringOutTheSwag and #Stylex.

Stylex Styling Gel is a product of Splash Corporation and is available at all major department stores, supermarkets, drugstores and health and beauty outlets nationwide.

Experience #ALVIERAHEROCAMP at SandBox Porac, Pampanga

I have been to SandBox Alviera Porac Pampanga twice, during its media launch and the Activ Archery launch. We had fun trying out their attractions. Although, one day is not enough for everyone to try out everything. With the long queue on each attraction especially at the Roller Coaster Zipline.  That's why Im so thrilled to experience their upcoming Alviera Hero Camp on October 15-16 and be a camper once again.

       

Grab your gear and bring out the hero inside you in the Alviera Hero Camp, a heroes-to-be camping weekend in the great outdoors of Alviera in Porac, Pampanga on October 15-16, 2016. Campers can look forward to a weekend enjoying SandBox adventure park attractions along with the excitement of a hero training crash course, superhero movies under the night sky, stargazing with astronomers and so much more.

Alviera features some of the most beautiful natural vistas in the province. Participants can avail of two types of packages to best enjoy the fresh air and views of rolling hills.

Day Adventurer and Weekend Camper packages let visitors ride four SandBox attractions during their stay. These include the Rollercoaster Zipline, the 10-meter high Giant Swing, Aerial Walk and Adventure Tower for free fall, wall climbing and rappelling.

With capes, costumes and secret heroic identities all welcome at the Alviera Hero Camp, participants will log their role-playing adventures in a comic booklet to complete the whole hero course.
Training starts with Hero Basics 101, where expert adventurers and outdoor guides give heroes a rundown on some nature survival skills.

Then what’s a hero training camp without some combat training? In KAPOW!, martial arts masters will teach and demonstrate basic self-defense moves that heroes can practice on the spot. Meantime, the Costume Crafting Corner is for getting creative with hero costumes. Spruce up the mask, design your hero logo, or stitch up the cape.

For an action-filled test of their evil-fighting skills, participants will face the Monster Obstacle Course of Aqtiv Archery. In this archery challenge maze, archers must target monsters and finish the course under time pressure.

Weekend Campers will also get to enjoy the evening’s Parade of Heroes, where they dress up in full costume and go trick or treating in participating booths and camp tents.

Superzoom Stargazing in partnership with the Mind Museum will give heroes food for thought. They will learn to identify constellations, try naked-eye stargazing with laser pointers, telescopic viewing of heavenly bodies, learn night orienteering and how to use instruments like planispheres and astrolabes.

Then heroes can cap off the perfect training day by relaxing and watching superhero movies under the night sky. With SandBox soon to begin evening operations on weekends, campers can also take their four free rides on the selected attractions at night.

Participants to the Alviera Hero Camp are encouraged to take their hero shots in camp and post them on social media tagged with #ALVIERAHEROCAMP. The fun continues after camp when Alviera picks the best photos to win cool prizes.

“Aside from providing an ideal venue for outdoor activities with Alviera’s scenic views and terrain, we wanted people to gain something positive in dressing up and changing into costume,” said Jomi De Guzman, Alviera Project Development Manager. “This Halloween, we’d like to inspire families, especially the kids to live purposely the way heroes do. So the Alviera Hero Camp concept grew from there, a camping weekend that is fun and thrilling where kids and kids-at-heart can discover the heroes in themselves.”

Perhaps the most familiar with real-life heroes would be the scholars of HERO Foundation, which supports children and dependent siblings of fallen military personnel. Alviera Hero Camp will have these scholars on hand as special guests to enjoy all of the camp’s features. A portion of sales for Alviera Hero Camp will also be donated to HERO Foundation.

Alviera Hero Camp packages are available on Travel Factor’s website for P2,100 for Day Adventurers and P2,950 for Weekend Campers. 

For more information, visit travelfactor.org/alvieraherocamp for more details.

In partnership with Leonio Land, Alviera is an Ayala Land sustainable estate located in Porac Pampanga, accessible via NLEX-ScTex. Envisioned to become a regional growth center of Central Luzon, it features a diverse mix of quality residential, industrial and commercial developments to support local economic growth.

1.      What is the Alviera Hero Camp?

Alviera is a sustainable mixed-use estate located in Porac, Pampanga. It is envisioned to become the business, commercial and lifestyle growth center of Central Luzon. Since the estate opened with the launch of the SandBox adventure park, Alviera has become the premier adventure destination of the north.

Today, we are announcing the Alviera Hero Camp to be held on October 15 to 16, 2016 (Saturday to Sunday). The camp is unique for being a training camp to mold heroes.

We have uniformed heroes making headlines these days, and costumed heroes are now all over movies and TV. The Alviera Hero Camp is for heroes-to be, those in search of a weekend of purposeful adventure and learning. Participants here will experience the thrills of hero role-playing throughout their time at camp, and learn a thing or two about what makes a hero.

2.      What are the activities of the Alviera Hero Camp?

We invite participants as young as four to five years old to join this zero-to-hero adventure experience.

 We have a Hero Training Crash Course for kids and kids-at-heart that involve four main activities. Hero Basics 101 takes participants through a short outdoor survival course led by expert adventurers and outdoor guides. After deciding on a hero name, participants can complete the new identity at the Costume Crafting Corner. Here they can create their hero mask or jazz up their own hero costumes.

KAPOW! Hero Combat Training will teach heroes some evil-fighting skills. Martial arts masters will demonstrate and teach defense moves to practice on the spot. Then there’s the Monster Obstacle Course with Aqtiv Archery, where they battle monsters through an outdoor archery maze.

At night, we have a Parade of Heroes where kids wear their hero costumes and can go trick-or-treat across the booths and tents at the campsite.

For those looking for galaxies to save far, far away, the Mind Museum will lead stargazing activities in the starlit skies of Alviera.  It’s quite exciting since their experts will lead naked-eye stargazing with laser pointers, and telescopic viewing of planets, and even the moon. Within each one-hour activity, participants will learn about planispheres and astrolabes, orienteering using the stars and learn to identify different constellations.

We have widescreen superhero movies playing after dark, which visitors will enjoy at the campsite.

Aside from all this excitement, the SandBox attractions will be open for visitors to rev up their hero training. That means the Giant Swing, Aerial Walk, Adventure Tower free fall, rappel, wall climbing, plus Avatar One rollercoaster zipline are open for players. There’s also outdoor archery, the children’s playground and mini-golf course to try.

By the last quarter of the year, SandBox will begin evening operations every weekend so we’re excited to have visitors see these attractions.

3.      Why hold a “Hero Camp” in October?

As an urban development that blends with nature, Alviera is always looking for outdoor activities meant for people to converge, commune and enjoy nature together. Our signature events, sports and fun festivals always return to that goal. The main October event is Halloween, which gives people a chance to dress up in costumes for fun. The costumes are probably the best part of the occasion.

Given that Alviera is surrounded by beautiful and natural terrain that can be enjoyed day and night with our camping facilities, we wanted people to gain something positive in dressing up and changing into costume. Instead of scaring each other as with Halloween, why not inspire others to do better, the way heroes do? So the Alviera Hero Camp concept grew from there, a camping weekend that is fun and thrilling where kids and kids-at-heart discover the superhero in themselves.



4.      Can Alviera Hero Camp participants come in costume?

We would certainly welcome everyone coming in their superhero costumes! We encourage them to post their best superhero shots in Alviera tagged with #ALVIERAHEROCAMP on social media. They get a chance to win Alviera prizes.

But please note that elaborate costumes will not be allowed when trying out SandBox attractions. These might restrict your movement or worse, and safety is our top priority. As a precaution, it might be best to leave your secret identity in your vehicles or in your tents.

5.      Are there beneficiaries for this activity?
Alviera is a major supporter of HERO Foundation, which provides educational assistance to children and dependent siblings of Filipino soldiers killed in action or permanently incapacitated in the line of duty.
A portion of sales to the event will go to the scholarship fund of HERO Foundation. We are also bringing some of these young scholars to come and enjoy Alviera Hero Camp.

6.      What are the packages for Alviera Hero Camp?

Participants can avail of the Day Adventurer and Weekend Camper packages.
Day Adventurer package will include:

§  Use of four free Sandbox attractions:  Rollercoaster Zipline, Aerial Walk, Giant Swing, and Adventure Tower

Hero Training Crash Course
o   Hero Basics 101
o   Costume Crafting Corner
o   KAPOW! Hero Combat Training
o   Monster Obstacle Course with Aqtiv Archery

Weekend Camper package will include all day activities plus night activities:

§  Use of Sandbox attractions at night
§  Parade of Heroes
§  Superzoom Stargazing with the Mind Museum
§  Wham Bam Movies

Day Adventurer package will cost P2,150 while Weekend Camper will be at P2,950. Tickets are available at the Travel Factor website at travelfactor.org/alvieraherocamp.

7.      What must participants bring to the event?

Suit up in comfortable outdoor attire like sneakers, pants and t-shirts. Flipflops and sandals are not advisable inn SandBox attractions. Bring extra clothes and costume, in case you break into a sweat.

Weekend Campers will be supplied with their own tents, but must bring their own beddings.

8.      Will there be comfort amenities at the camp?

Yes, we have ample showers and toilet facilities for participants’ exclusive use at the camp. Sanitation, environmental care and of course, safety and security are all primary in Alviera.

9.      Will the SandBox be open all night for the Alviera Hero Camp?

SandBox will have evening operations for the event so new hours will be 9:00 AM to 9:00 PM. Regular night operations will be launched in the latter part of the year.

10.  Can we cook or bring food to the event?

There will be some great food concessionaires on-site. Cooking is prohibited for safety reasons. Just bring an extra water bottle for refills and enjoy the tasty food and beverage selection of the Alviera Hero Camp!

Universal Harvester launches 1st ToFarm Songwriting Competition

After the successful launch of TOFarm Film Festival, now comes TOFarm Songwriting competition which aims to recognize talent of farmers from agricultural sector. With its theme "Planting the Seeds of Change",  Universal Harvester Inc. ventures into another medium to give more hype and meaning to their push for agricultural revolution.

The TOFarm Songwriting Festival was launched on September 10, 2016 at the Mactan Function Room of the EDSA Shangri-la Hotel. The event was graced by Dr. Milagros How, Executive Vice President of Universal Harvester lnc., Project Director Rommel Cunanan, Ms. Luchie Roque, and major music stakeholders and members of media.

“ToFarm was first crafted as a program to help award those in the agricultural sector whose hands and feet, hearts and minds have been dedicated to provide bountiful feast for the whole nation. But then we thought it would be more meaningful if the much needed call to recognition for this industry is extended to the public,” said Dr. Milagros How, Executive Vice President of Universal Harvester lnc.,

Filipinos are born with an innate talent in music. Our music are written from the heart in both lyrics and tune as we portray lives and everyday experiences through songs.

The First TOFARM Songwriting Competition is open to all Filipino amateur and professional songwriters. Different song genres are encouraged and suggested, but not limited to: Folk/Acoustic, Rock, Jazz, R&B, Country, Pop, Inspirational, Fusion.

The following requirements must be submitted on or before NOVEMBER 18, 2016: 

1)  A Duly accomplished Application Form; Copy of a valid ID with specimen signature of the applicant (including co-applicants, if collaboration) indicated thereon; 

2)  Song Entry in mp3 format labelled with the title and the contestant’s name or pseudonym directly on the CD; Lyric sheet (in English/or in any Filipino language Pilipino line-by-line translation, if applicable) 

3)  Two (2) hard copies and one (1) copy in pdf file in the Song Entry CD.

Criteria in choosing the song entries are quality of composition, lyrics and its originality.

Nine (9) Finalists will be chosen by the TOFARM Listening Committee. Results shall be announced on DECEMBER 5, 2016 through print media and website announcements. Each of the nine (9) finalists will receive a certificate and P40,000.

From the finalists, a grand prize winner, 1st runner up, second runner up and the People’s Choice will be chosen during a special live concert happening on February, 2017.

Aside from the trophies, the grand winner will receive P300,000 cash; the first runner up, P200,000 cash and the second runner up P100,000. The People’s Choice award will also receive P75,000.

Entries may be sent via courier or postal mail to: TOFARM SONGWRiTlNG COMPETiTiON, TOFARM Secretariat 10th Floor, Harvester Corporate Center, 158 P. Tuazon St. corner 7th Street, Cubao, 1109 Philippines or via email tofarmmusic@gmail.com

Philam Life introduces Future Scholar Education Plan

From left o right: Rozanne Magararu Philam Life Head of Communications, Ariel Cantos

Philam Life Chief Executive Officer and Ms. Mei-Chee Shum Philam Life Chief Marketing Officer

For Filipino parents, making the most out of their hard-earned money is always a challenge. For the financially savvy, the challenge is on prioritizing which future need they should save up for. According to recent studies conducted by Philam Life, education always falls among the top five financial priorities across different market segments.

The studies revealed that across market segments, from the Filipino-Chinese to the Younger Affluent and to the Overseas Filipino Workers (OFWs), education is a key priority in Filipino families. The Filipino-Chinese parents consider their children's education as equally important as spending quality time with their family. Similarly, the Younger Affluent parents prioritize their children's education over saving up for their retirement. Among OFW parents, many regard the completion of their children’s college education as one of the conditions that would allow them to come home.

“We understand that education is a key priority among Filipino parents but they are wary of getting an education plan because of the pre-need issue in the past. They are also faced with the challenges of increasing tuition fees and the additional expense brought about by the extendedyears of basic education,” said Philam Life CEO Aibee G. Cantos.

As the country’s most trusted life insurance company, Philam Life is well positioned to help parents overcome these financial challenges and worries. “We havea long history of empoweringFilipinos and we remain a strong and trustworthy partner of parents in achieving their dreams for their children,” Cantos added.

In the last 10 years, Philam Life paid out over Php10 Billion in education benefits (2004-2015). Last May, 50,000 scholars received their education payout for the first semester of SY 2016-2017. This October, 51,000 checks will be released for the second semester of SY2016-2017.

“Times are changing and Philam Life has an important role to play in helping parents achieve their aspirations for their children. That’s why we continue to developinnovative product solutions that are relevant and responsive to their real life needs,” said Philam Life Chief Marketing Officer Mei-Chee Shum.

Philam Life introduces Future Scholar an education plan that provides long-term growth potential and guaranteed education benefits.It offers access to Philam Life’s expertly-managed funds and guaranteed education benefits.The plan’s premiums would be waived in case the parent passes away or suffers from a total and permanent disability, and there is an option to get life insurance coverage for the parent that the family can use to supplement the education funding. Customers can choose from two simple payment options – pay over 5 years or pay regularly until the child turns 17.

“Parents are always thinking about the future of their children. They want their childrento finish school and become successful. Philam Life’sFuture Scholar is a product that help them realize their dreams for their children,” said Shum.

To learn about Philam Life's Future Scholar, please visit http://www.philamlife.com.

Industry Experts Optimistic For Local Bio-Energy Growth

The Biofuels Act of 2006, penned by Sen. Juan Miguel Zubiri back in 2006, has made the country able to maintain and improveits renewable energy sources. Since the passing of the law, many renewable energy projects have been planned, produced, and inaugurated.

Despite this, however, a lot of the country’s renewable energy projects are suffering from a lack of supply, coupled with a huge demand. This problem is more felt in the supply of biomass, which are organic materials that can be sued to create energy such as bagasse from sugarcane, and copra from coconuts. “It’s not easy to do biomass,” said Alberto Dalusung III, President of the Biomass Renewable Energy Association. “It’s difficult to secure the feedstock, the price, and volume. That remains a challenge,” he continued.

Still, those in the industry are optimistic. “There is an upward trend,” said Job Ambrosio, a director of the Ethanol Producers Association of the Philippines (EPAP). “Yes, the demand is high and our current [bioethanol] production is quite low, but with the support of the government, we are now able to put up more biofuel plants which help small local farmers,” he explained. By Ambrosio’s optimistic estimate, the supply and demand for local biofuels will stabilize by 2017.

In the Philippines, biomass and biofuels are produced from four major crops: Rice, coconut, sugar and corn. “From these four major crops alone, 35.5 million tonnes of biomass energy can be generated if utilized properly,” said Sen. Zubiri. “The country currently has an installed capacity for biomass of 221 megawatts, coming mostly from sugar and ethanol plants. This only makes 1% of the total energy capacity in the whole country; that’s just scratching the surface.” 

“If investors can cooperate with small farms and their co-ops, then we can reach the potential power generation capacity of 4,450 megawatts from biofuels in the whole country, which can become constant energy supply to the grid,” continued Sen. Zubiri.

“The Biofuels Act was really meant to be for the farmers, and help them uplift their lives and their community,” Ambrosio said. EPAP’s bioethanol project in Magallanes, Cavite has created over 17,000 jobs while developing and utilizing indigenous renewable and sustainable sources of energy. Thanks to the many investments on the bioethanol plant, Magallanes has seen the rise of commercial and residential sites, as well as the improvement in telecommunications and internet services.
In the same vein, the production of biodiesel from coconuts helped sustain the Philippine coconut industry. Currently, the Philippines has over three million hectares in coconut plantation, some of which help produce cocobiodiesel from copra.

Zubiri further noted that the continued growth of the Philippine economy and the expected depletion of the Malampaya natural gas reservoir in less than a decade, renewable energy developments will face a serious production challenge. According to Zubiri, the renewable energy sector should take this window of opportunity for the sector to maintain and sustain the gains of renewable energy in the country.

Multi-Tasking Tips and Tricks from Fern-C

There are days, when it can be difficult to balance work, family and personal matters.  On such hectic days, it’s essential that we learn how to multi-task. Unfortunately for us, the act of multi-tasking can sometimes leave us drained, weak and tired.  This in turn makes us susceptible to sickness.

 For anyone who has ever suffered from stress created by the need to multi-task, here are 5 ways to make multi-tasking less exhausting, and even more productive.

1. List your priorities.

It’s easier to start working when you have written down or printed out a list of what needs to be accomplished for a day.  This can help keep you organized throughout the day by serving as your reminder of your remaining tasks.

It is advisable to allot specific times and deadlines for specific tasks. Doing this allows you to be more aware of your schedule.  There may be instances, when you need to go over or under the time allotted, but it is still ultimately better to keep a list to help you monitor your progress.

2. Avoid distractions. 

Whether it’s a chatty officemate or the lure of your own smartphone game, find a way to distance yourself from any potential distractions, as they might delay your work schedule. Instead, focus on what’s at-hand and think of what you can look forward to when your tasks are complete..

3. Stay Positive.  

It’s easy to get overwhelmed by what goes on in your daily life.  And while is sometimes easier said than done, think positive!  If looking at your list of priorities frustrates you – instead of thinking, “look at all the things I still need to finish,” think of it as “look at what I’ve already managed to accomplish.”  You’ll feel a bit more relieved, and energized to go on.

4. Take 5-Minute Breaks. 

Working non-stop can be exhausting, especially when you’re multi-tasking. So, take a 5-minute breather every time you’ve accomplished something from your list.

This is also the time you can do anything you want – maybe watch a funny video online or read a few pages from a novel. What’s important is that you unwind in this short interval. As a result, this’ll get you feeling refreshed to accomplish your next set of tasks.

5. Supplement your body with FERN-C. 

To keep help you resilient throughout all your activities is the ideal Vitamin C supplement of all – FERN-C!

FERN-C is a potent anti-oxidant – this means that it’s able to strengthen the body’s immune system to protect it against flu, cough, bronchitis, respiratory problems, viral and bacterial infections. In addition to that, ingesting FERN-C can even promote healthy gums, teeth, bones and other connective tissues. All of these result in a stronger and more resilient body that can keep going all day long.

On top of that, FERN-C is a Sodium Ascorbate Vitamin C supplement, which means that it does not cause irritation in the stomach. This is because it is an alkaline-based Vitamin C capsule with the basic pH balance of 7.5 to 7.8. This allows Vitamin C users to take FERN-C anytime of the day, even before meals. It should also be noted that FERN-C is the number one Vitamin C Sodium Ascorbate supplement in the Philippines.

Finally, each FERN-C pack contains the Quali-C seal, which certifies it of quality and effectivity. So, don’t go for something uncertain when you multi-task, get FERN-C today and be among the many satisfied FERN-C users, because with FERN-C, “subok na!” 

FERN-C is available in all major drugstores nationwide. 

The Investment Upside of a Strong US Dollar

Given the steady rise of the US Dollar, local investors are now looking at US Dollar-denominated investments to help offset local volatility and achieve good returns.

Coinciding with market uncertainty associated with an election year, the Philippine Peso itself has been underperforming since mid-April. At present, the domestic currency is hovering around the P47:USD1 level, making its 1.9percent depreciation the third - highest in Asia after the Chinese Yuan’s 2.3 percent and Malaysian Ringgit’s 4 percent.

On the other hand, the United States Dollar has been steadily strengthening since 2013. The US Dollar Index, which measures the general value of the US Dollar against major world currencies, is up 19% during this period.

“Many of our investors are now studying how they canbenefit from a strong US Dollar,” explained PhilamLife Head of Fixed Income Securities Vince Daffon. “We’ve definitely seen an increase in our US Dollar-denominated PAMI Global Bond Fund and our Philam Dollar Bond Fund, for example,” he added. 

Daffon further noted that high quality US Dollar-denominatedsovereign and corporate bonds have performed well and remain attractive investments, due in part to a decline in US government bond yields.  “The ten year US Treasury yield began the year  at 2.27%, and  the 30 year US Treasury yield at 3.02%,” he pointed out. “At present, the 10-year and 30-year US Treasury yield are now trading at 1.55% and 2.30%, respectively.” Typically, lower US Treasury yields drive up bond prices and fund returns. “The PAMI Global Bond Fund has a minimum initial investment of USD5,000, while the Philam Dollar Bond Fund has a minimum investment of USD2,000. For investors looking to diversify their portfolios and take advantage of a strong US Dollar and bond market, I believe that these funds represent a solid value proposition,” Daffon concluded.

To learn more about the PAMI Global Bond Fund and the Philam Dollar Bond Fund please visit http://www.philamfunds.com.