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Monday, May 11, 2020

#BDOAntiScam:BDO will NEVER send you links through text messaging or email and ask you to provide your personal information

Clicking on a link, no matter how harmless the link looks, is like opening your house’s front door to robbers. Once you click a link, you are letting scammers do all sorts of harm, not only to your computer, but to your life as well.

Scammers send links to gather your private data and using your identity, access your savings, credit card, or online shopping accounts to make transactions on your behalf.


Remember this: BDO will NEVER send you links through text messaging or email and ask you to provide your personal information or complete a transaction.

Don’t share your personal information with anybody, online and offline.
Personal data should always be private. Information like our names, birthdays, anniversaries, home and office addresses, passwords, ATM pins, One-Time Pins (OTPs), social security, bank or credit card numbers, and even data related to our education and schooling or our workplace—these and more can be used by hackers to break into our bank account.

With that level of potential harm, we should never carelessly share our personal information to a website, or send these to someone via text message, email, or chat.

Nowadays, scammers are able to create fake websites that pretend to be BDO’s, online shopping sites, or other legitimate institutions. Once we get tricked to log-in to these fake websites, they will be able to get more of our data and use it for illegal transactions.

So, never click on any links to websites if these are sent through email. Instead, check on the supposed sender of the email and type the web address of the bank, institution, or agency.
For example, if the sender is supposedly BDO, do an online search of the bank’s official website. BDO’s one and only website, www.bdo.com.ph, will provide you with the genuine and official email address.

But, let’s say you’ve already opened a website that looks genuine; just remember this rule of thumb: BDO will NEVER ask you to give your bank account numbers; credit card numbers as well as its expiry date and CVV; online banking login information, such as username and password; or even OTPs.

If you encounter a website that asks you to input such personal information, you can be sure that it’s fake. Don’t share your data.

We Filipinos believe that “sharing is caring.” But that doesn’t apply for usernames, passwords, OTPs, and other sensitive personal information. In this case, it’s best to keep such information only to yourself. And yes, even from your loved ones.

Eye on the ball
Remember, you are the first line of defense against scammers. If you do your part, we can reduce the cases of bank fraud and other illegal online transactions, and save each other from heartache, stress, and financial losses. If you have concerns regarding bank fraud and related matters, go to www.bdo.com.ph for more information.

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